How Much Does Midwife-Assisted Birth Cost?

A midwife-assisted birth involves care from a certified nurse-midwife (CNM) or certified professional midwife (CPM). Midwifery care typically includes prenatal visits, labor and delivery support, and postpartum care. This option is generally less expensive than physician-attended hospital births.

Cost by State

State	Without Insurance	With Insurance	Medicare
Mississippi	$3,800	$1,100	$900
Arkansas	$3,900	$1,200	$900
Oklahoma	$3,900	$1,200	$900
West Virginia	$4,000	$1,200	$1,000
Alabama	$4,100	$1,200	$1,000
Kentucky	$4,200	$1,300	$1,000
Louisiana	$4,200	$1,200	$1,000
South Dakota	$4,200	$1,300	$1,000
Iowa	$4,300	$1,300	$1,000
Kansas	$4,300	$1,300	$1,000
New Mexico	$4,300	$1,300	$1,000
South Carolina	$4,300	$1,300	$1,000
Idaho	$4,400	$1,300	$1,100
Missouri	$4,400	$1,300	$1,100
Nebraska	$4,400	$1,300	$1,000
North Dakota	$4,400	$1,300	$1,100
Tennessee	$4,400	$1,300	$1,100
Indiana	$4,500	$1,400	$1,100
Utah	$4,500	$1,400	$1,100
Wyoming	$4,500	$1,400	$1,100
Georgia	$4,600	$1,400	$1,100
Montana	$4,600	$1,400	$1,100
Ohio	$4,600	$1,400	$1,100
Michigan	$4,700	$1,400	$1,100
North Carolina	$4,700	$1,400	$1,100
Arizona	$4,800	$1,400	$1,100
Texas	$4,800	$1,400	$1,100
Wisconsin	$4,800	$1,400	$1,100
Florida	$5,100	$1,500	$1,200
Maine	$5,100	$1,500	$1,200
Delaware	$5,300	$1,600	$1,300
Minnesota	$5,300	$1,600	$1,300
Nevada	$5,300	$1,600	$1,300
Pennsylvania	$5,300	$1,600	$1,300
Vermont	$5,300	$1,600	$1,300
Colorado	$5,400	$1,600	$1,300
Virginia	$5,400	$1,600	$1,300
Illinois	$5,500	$1,700	$1,300
New Hampshire	$5,500	$1,700	$1,300
Oregon	$5,500	$1,700	$1,300
Rhode Island	$5,600	$1,700	$1,300
Maryland	$5,800	$1,700	$1,400
Washington	$5,800	$1,700	$1,400
New Jersey	$6,100	$1,800	$1,500
Alaska	$6,300	$1,900	$1,500
Hawaii	$6,400	$1,900	$1,500
Connecticut	$6,500	$2,000	$1,600
Massachusetts	$6,600	$2,000	$1,600
California	$6,800	$2,000	$1,600
New York	$7,000	$2,100	$1,700

Frequently Asked Questions

How much does midwife-assisted birth cost without insurance?

The average cost of midwife-assisted birth without insurance in the United States is $5,000. Costs vary significantly by state.

Does insurance cover midwife-assisted birth?

Most health insurance plans cover midwife-assisted birth when medically necessary. With insurance, the average out-of-pocket cost is $1,500.

Does Medicare cover midwife-assisted birth?

Medicare Part B typically covers midwife-assisted birth when ordered by a doctor. The average Medicare-approved amount is $1,200.

What additional costs should I expect beyond midwife-assisted birth?

Additional costs may include prenatal testing, anesthesia fees, newborn care, extended hospital stays, and any complications. These can add $1,000 to $5,000 or more.