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Terms of Service

Last updated: April 16, 2026

These Terms of Service (“Terms”) govern your access to and use of carecostindex.com and any related services (collectively, the “Service”) operated by CareCostIndex (“we”, “us”, or “our”). By accessing or using the Service you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 13 years old to use the Service. If you are under the age of majority in your jurisdiction you may use the Service only with the consent of a parent or legal guardian.

2. Informational purpose — not medical advice

CareCostIndex publishes aggregate healthcare cost information for informational purposes only. The Service does not provide medical advice, diagnosis, or treatment, and is not a substitute for the advice of a licensed medical professional. Cost ranges shown on the Service are estimates compiled from public and third-party data and are not price quotes, offers, or guarantees. Your actual costs will depend on your insurance coverage, provider, location, and the specifics of your care. Always verify costs directly with your provider, insurer, and the facility where care will be delivered. See our Medical Disclaimer for details.

3. Acceptable use

You agree not to:

4. Intellectual property

The Service and its original content (text, layout, design, graphics, logos, and compiled data) are the property of CareCostIndex or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may link to pages on the Service and quote short excerpts with attribution. You may not reproduce, republish, or redistribute substantial portions of the Service without our prior written consent.

Underlying public datasets (for example, CMS or state price transparency feeds) remain the property of their respective publishers and are used in accordance with their terms.

The Service may contain links to third-party websites and may display advertising supplied by Google AdSense and its partners. We are not responsible for the content, privacy practices, or availability of third-party sites or advertisers. Inclusion of a link or ad does not imply endorsement.

6. Disclaimer of warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR AVAILABILITY. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT THE INFORMATION PRESENTED IS COMPLETE, CURRENT, OR ACCURATE AT ANY GIVEN TIME.

7. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CARECOSTINDEX OR ITS AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE SHALL NOT EXCEED USD 100.

8. Indemnification

You agree to defend, indemnify, and hold harmless CareCostIndex and its affiliates from any claim, demand, loss, or expense (including reasonable attorneys’ fees) arising out of your use of the Service, your violation of these Terms, or your violation of any law or third-party right.

9. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including if we believe you have violated these Terms. All provisions of these Terms that by their nature should survive termination will survive.

10. Governing law

These Terms are governed by the laws of the Republic of Türkiye, without regard to conflict of laws principles. Any dispute arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Istanbul, Türkiye, unless mandatory local consumer law provides otherwise.

11. Changes to the Terms

We may update these Terms from time to time. When we do, we will update the “Last updated” date at the top of this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Contact

Questions about these Terms? Contact us at info@carecostindex.com or via our contact page.