How Much Does In-Home Care Cost?
In-home care provides personal assistance with daily living activities such as bathing, dressing, and meal preparation in the comfort of your own home. Based on 40 hours per week of homemaker or home health aide services at approximately $27.50/hour.
Monthly Cost
$5,720/mo
Annual Cost
$68,640/yr
Year-over-Year Change
+3.8%
Cost by State
| State | Monthly Cost | Annual Cost | Medicaid |
|---|---|---|---|
| Mississippi | $3,718/mo | $44,616/yr | Medicaid accepted in this state |
| Alabama | $4,004/mo | $48,048/yr | Medicaid accepted in this state |
| Arkansas | $4,004/mo | $48,048/yr | Medicaid accepted in this state |
| Louisiana | $4,004/mo | $48,048/yr | Medicaid accepted in this state |
| Missouri | $4,290/mo | $51,480/yr | Medicaid accepted in this state |
| Oklahoma | $4,290/mo | $51,480/yr | Medicaid accepted in this state |
| West Virginia | $4,290/mo | $51,480/yr | Medicaid accepted in this state |
| Georgia | $4,576/mo | $54,912/yr | Medicaid accepted in this state |
| Kentucky | $4,576/mo | $54,912/yr | Medicaid accepted in this state |
| South Carolina | $4,576/mo | $54,912/yr | Medicaid accepted in this state |
| Tennessee | $4,576/mo | $54,912/yr | Medicaid accepted in this state |
| Indiana | $5,148/mo | $61,776/yr | Medicaid accepted in this state |
| Iowa | $5,148/mo | $61,776/yr | Medicaid accepted in this state |
| North Carolina | $5,148/mo | $61,776/yr | Medicaid accepted in this state |
| Ohio | $5,148/mo | $61,776/yr | Medicaid accepted in this state |
| Utah | $5,148/mo | $61,776/yr | Medicaid accepted in this state |
| Idaho | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| Kansas | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| Michigan | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| New Mexico | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| South Dakota | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| Texas | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| Virginia | $5,434/mo | $65,208/yr | Medicaid accepted in this state |
| Arizona | $5,720/mo | $68,640/yr | Medicaid accepted in this state |
| Florida | $5,720/mo | $68,640/yr | Medicaid accepted in this state |
| Montana | $5,720/mo | $68,640/yr | Medicaid accepted in this state |
| Nebraska | $5,720/mo | $68,640/yr | Medicaid accepted in this state |
| Nevada | $5,720/mo | $68,640/yr | Medicaid not accepted |
| Pennsylvania | $5,720/mo | $68,640/yr | Medicaid accepted in this state |
| Wisconsin | $5,720/mo | $68,640/yr | Medicaid accepted in this state |
| Wyoming | $5,720/mo | $68,640/yr | Medicaid not accepted |
| Illinois | $6,006/mo | $72,072/yr | Medicaid accepted in this state |
| Maryland | $6,006/mo | $72,072/yr | Medicaid accepted in this state |
| North Dakota | $6,006/mo | $72,072/yr | Medicaid accepted in this state |
| Colorado | $6,292/mo | $75,504/yr | Medicaid accepted in this state |
| Delaware | $6,292/mo | $75,504/yr | Medicaid accepted in this state |
| Minnesota | $6,292/mo | $75,504/yr | Medicaid accepted in this state |
| Maine | $6,578/mo | $78,936/yr | Medicaid accepted in this state |
| Oregon | $6,578/mo | $78,936/yr | Medicaid accepted in this state |
| Rhode Island | $6,578/mo | $78,936/yr | Medicaid accepted in this state |
| Vermont | $6,578/mo | $78,936/yr | Medicaid accepted in this state |
| California | $6,864/mo | $82,368/yr | Medicaid accepted in this state |
| Washington | $6,864/mo | $82,368/yr | Medicaid accepted in this state |
| New Hampshire | $7,150/mo | $85,800/yr | Medicaid accepted in this state |
| New Jersey | $7,436/mo | $89,232/yr | Medicaid accepted in this state |
| New York | $7,722/mo | $92,664/yr | Medicaid accepted in this state |
| Connecticut | $8,008/mo | $96,096/yr | Medicaid accepted in this state |
| Massachusetts | $8,008/mo | $96,096/yr | Medicaid accepted in this state |
| Alaska | $8,580/mo | $102,960/yr | Medicaid accepted in this state |
| Hawaii | $8,580/mo | $102,960/yr | Medicaid accepted in this state |
Frequently Asked Questions
How much does in-home care cost without insurance?
The national average cost of in-home care is $5,720/mo ($68,640/yr). Costs vary significantly by state.
Does Medicare cover in-home care?
Medicaid is the primary payer for in-home care in most states. Eligibility requirements and coverage levels vary by state.
How much has in-home care cost increased?
In-Home Care costs have increased by 3.8% year-over-year. This trend reflects rising labor costs, inflation, and increased demand.
Does Medicare cover in-home care?
Medicare provides limited coverage for in-home care. Medicare may cover short-term skilled nursing care but does not typically cover long-term custodial care.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.