How Much Does In-Home Care Cost in {state}?
The average cost of in-home care in New York is $7,722/mo ($92,664/yr), which is 35.0% above the national average.
Monthly Cost
$7,722/mo
Annual Cost
$92,664/yr
National Average
$5,720/mo
Cost by City
| City | Monthly Cost | Annual Cost | Difference |
|---|---|---|---|
| New York City | $8,800/mo | $105,600/yr | +14.0% |
| Buffalo | $6,800/mo | $81,600/yr | -11.9% |
| Albany | $7,100/mo | $85,200/yr | -8.1% |
Nearby States
Medicaid Coverage — New York
Medicaid accepted in this state New York accepts Medicaid for in-home care services.
- Medicaid eligibility requirements vary — income and asset limits apply.
- Many states offer Home and Community-Based Services (HCBS) waiver programs.
- Contact your local Area Agency on Aging for application assistance.
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.