How Much Does Individual Therapy Cost?
Individual therapy (also called psychotherapy or talk therapy) involves one-on-one sessions between a licensed therapist and a patient. Sessions typically last 45-60 minutes and address mental health concerns including anxiety, depression, trauma, and personal growth.
Per Session
$175
Insurance Copay
$30
Avg Sessions Needed
12
National Average
$2,100
Cost by State
| State | Per Session | With Insurance | Sliding Scale Available |
|---|---|---|---|
| Mississippi | $130 | $25 | Sliding scale pricing available |
| Arkansas | $135 | $25 | Sliding scale pricing available |
| Oklahoma | $135 | $25 | Sliding scale pricing available |
| West Virginia | $140 | $25 | Sliding scale pricing available |
| Alabama | $145 | $25 | Sliding scale pricing available |
| Kentucky | $145 | $25 | Sliding scale pricing available |
| Louisiana | $145 | $25 | Sliding scale pricing available |
| South Dakota | $145 | $25 | Sliding scale not available |
| Iowa | $150 | $25 | Sliding scale pricing available |
| Kansas | $150 | $25 | Sliding scale pricing available |
| Nebraska | $150 | $25 | Sliding scale pricing available |
| New Mexico | $150 | $25 | Sliding scale pricing available |
| South Carolina | $150 | $25 | Sliding scale pricing available |
| Idaho | $155 | $25 | Sliding scale pricing available |
| Missouri | $155 | $25 | Sliding scale pricing available |
| North Dakota | $155 | $25 | Sliding scale not available |
| Tennessee | $155 | $25 | Sliding scale pricing available |
| Georgia | $160 | $30 | Sliding scale pricing available |
| Indiana | $160 | $25 | Sliding scale pricing available |
| Montana | $160 | $30 | Sliding scale pricing available |
| Ohio | $160 | $25 | Sliding scale pricing available |
| Utah | $160 | $25 | Sliding scale pricing available |
| Wyoming | $160 | $25 | Sliding scale not available |
| Arizona | $165 | $30 | Sliding scale pricing available |
| Michigan | $165 | $30 | Sliding scale pricing available |
| North Carolina | $165 | $30 | Sliding scale pricing available |
| Texas | $165 | $30 | Sliding scale pricing available |
| Wisconsin | $165 | $30 | Sliding scale pricing available |
| Florida | $180 | $30 | Sliding scale pricing available |
| Maine | $180 | $30 | Sliding scale pricing available |
| Delaware | $185 | $30 | Sliding scale pricing available |
| Minnesota | $185 | $30 | Sliding scale pricing available |
| Nevada | $185 | $30 | Sliding scale pricing available |
| Pennsylvania | $185 | $30 | Sliding scale pricing available |
| Vermont | $185 | $30 | Sliding scale pricing available |
| Colorado | $190 | $30 | Sliding scale pricing available |
| Virginia | $190 | $30 | Sliding scale pricing available |
| Illinois | $195 | $35 | Sliding scale pricing available |
| New Hampshire | $195 | $35 | Sliding scale pricing available |
| Oregon | $195 | $35 | Sliding scale pricing available |
| Rhode Island | $195 | $35 | Sliding scale pricing available |
| Maryland | $200 | $35 | Sliding scale pricing available |
| Washington | $200 | $35 | Sliding scale pricing available |
| New Jersey | $215 | $35 | Sliding scale pricing available |
| Alaska | $220 | $40 | Sliding scale pricing available |
| Hawaii | $225 | $40 | Sliding scale pricing available |
| Connecticut | $230 | $40 | Sliding scale pricing available |
| Massachusetts | $230 | $40 | Sliding scale pricing available |
| California | $235 | $40 | Sliding scale pricing available |
| New York | $245 | $40 | Sliding scale pricing available |
Frequently Asked Questions
How much does individual therapy cost without insurance?
The average cost of individual therapy without insurance in the United States is $175. Costs vary significantly by state.
Does insurance cover individual therapy?
Most health insurance plans cover individual therapy when medically necessary. With insurance, the average out-of-pocket cost is $30.
Sliding Scale Available
A sliding scale fee means the therapist adjusts their rate based on your income and ability to pay. Many therapists offer sliding scale fees ranging from $50 to $150 per session.
How many sessions of individual therapy will I need?
The average course of individual therapy requires approximately 12 sessions. The actual number varies based on your specific needs.
Data sourced from SimplePractice & CMS Medicare Fee Schedule 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.