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How Much Does In-Home Care Cost in {state}?

The average cost of in-home care in Maryland is $6,006/mo ($72,072/yr), which is 5.0% above the national average.

Monthly Cost

$6,006/mo

Annual Cost

$72,072/yr

National Average

$5,720/mo

Cost by City

City Monthly Cost Annual Cost Difference
Baltimore $5,800/mo $69,600/yr -3.4%
Bethesda $6,600/mo $79,200/yr +9.9%
Silver Spring $6,300/mo $75,600/yr +4.9%

Nearby States

Medicaid Coverage — Maryland

Medicaid accepted in this state Maryland accepts Medicaid for in-home care services.

  • Medicaid eligibility requirements vary — income and asset limits apply.
  • Many states offer Home and Community-Based Services (HCBS) waiver programs.
  • Contact your local Area Agency on Aging for application assistance.

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.