How Much Does Prenatal Care (Full Pregnancy) Cost in South Carolina?
The average cost of prenatal care (full pregnancy) in South Carolina is $1,700 without insurance. With insurance, you can expect to pay around $300 — saving 82%.
Without Insurance
$1,700
With Insurance
$300
Medicare
$200
National Average
$2,000
Nearby States
Insurance Coverage — Prenatal Care (Full Pregnancy) in South Carolina
- 1. Review your insurance plan's maternity benefits before delivery. Under the ACA, all marketplace plans must cover maternity care.
- 2. Understand your deductible — many families hit their annual deductible during pregnancy.
- 3. Check if your hospital and OB/GYN are in-network. Out-of-network providers can cost 2-3x more.
- 4. Ask about a global maternity fee (bundled pricing) which includes prenatal, delivery, and postpartum care in one price.
- 5. If uninsured, check Medicaid eligibility — South Carolina extends Medicaid coverage to pregnant women.
- 6. Request an itemized bill after delivery and review for errors.
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Disclaimer: This is informational only, not medical advice. The cost data presented is based on averages and your actual costs may vary. Always consult with a licensed healthcare professional for personalized guidance.
Data sourced from FAIR Health Consumer & CMS Medicare Provider Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.