How Much Does Vaginal Delivery Cost?

A vaginal delivery is the most common type of childbirth, where the baby is born through the birth canal. Costs include prenatal care, labor and delivery, hospital stay (typically 1-2 days), and postpartum care. Complications may increase the total cost significantly.

Cost by State

State	Without Insurance	With Insurance	Medicare
Mississippi	$9,800	$1,900	$1,500
Arkansas	$10,100	$2,000	$1,600
Oklahoma	$10,100	$2,000	$1,600
West Virginia	$10,400	$2,000	$1,600
Alabama	$10,700	$2,100	$1,600
Louisiana	$10,800	$2,100	$1,700
Kentucky	$10,900	$2,100	$1,700
South Dakota	$10,900	$2,100	$1,700
Iowa	$11,100	$2,100	$1,700
New Mexico	$11,100	$2,100	$1,700
South Carolina	$11,100	$2,100	$1,700
Kansas	$11,200	$2,200	$1,700
Nebraska	$11,300	$2,200	$1,700
Idaho	$11,400	$2,200	$1,800
Missouri	$11,400	$2,200	$1,800
North Dakota	$11,400	$2,200	$1,800
Tennessee	$11,400	$2,200	$1,800
Indiana	$11,700	$2,300	$1,800
Utah	$11,700	$2,300	$1,800
Wyoming	$11,700	$2,300	$1,800
Ohio	$11,800	$2,300	$1,800
Georgia	$12,000	$2,300	$1,800
Montana	$12,000	$2,300	$1,800
Michigan	$12,100	$2,300	$1,900
North Carolina	$12,100	$2,300	$1,900
Arizona	$12,400	$2,400	$1,900
Texas	$12,400	$2,400	$1,900
Wisconsin	$12,400	$2,400	$1,900
Florida	$13,300	$2,600	$2,000
Maine	$13,300	$2,600	$2,000
Delaware	$13,700	$2,600	$2,100
Minnesota	$13,700	$2,600	$2,100
Nevada	$13,700	$2,600	$2,100
Pennsylvania	$13,700	$2,600	$2,100
Vermont	$13,700	$2,600	$2,100
Colorado	$14,000	$2,700	$2,200
Virginia	$14,000	$2,700	$2,200
Illinois	$14,300	$2,800	$2,200
New Hampshire	$14,300	$2,800	$2,200
Oregon	$14,300	$2,800	$2,200
Rhode Island	$14,600	$2,800	$2,200
Maryland	$14,900	$2,900	$2,300
Washington	$14,900	$2,900	$2,300
New Jersey	$15,900	$3,100	$2,400
Alaska	$16,300	$3,100	$2,500
Hawaii	$16,600	$3,200	$2,600
Connecticut	$16,900	$3,300	$2,600
Massachusetts	$17,200	$3,300	$2,600
California	$17,600	$3,400	$2,700
New York	$18,200	$3,500	$2,800

Frequently Asked Questions

How much does vaginal delivery cost without insurance?

The average cost of vaginal delivery without insurance in the United States is $13,000. Costs vary significantly by state.

Does insurance cover vaginal delivery?

Most health insurance plans cover vaginal delivery when medically necessary. With insurance, the average out-of-pocket cost is $2,500.

Does Medicare cover vaginal delivery?

Medicare Part B typically covers vaginal delivery when ordered by a doctor. The average Medicare-approved amount is $2,000.

What additional costs should I expect beyond vaginal delivery?

Additional costs may include prenatal testing, anesthesia fees, newborn care, extended hospital stays, and any complications. These can add $1,000 to $5,000 or more.