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Healthcare Costs in Japan 2026

Comprehensive guide to healthcare costs and the health system in Japan (Asia).

Health System

Universal Health Insurance (NHI + Shakai Hoken)

Currency

¥ (JPY)

Continent

Asia

Healthcare Topics in Japan

Universal Health Insurance System

Japan's universal health insurance system covers all residents through two main programmes: Shakai Hoken (employee health insurance) for company employees and their dependents, and Kokumin Kenko Hoken...

Standard Copayment Rate

30%

Children (Under 6) Copay

20%

Elderly (70-74) Copay

20%

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Dental Care Costs

Dental care in Japan is covered under the universal health insurance system, making basic dental services relatively affordable compared to many other developed countries. The standard 30% copayment a...

Checkup + Cleaning (Patient Pays)

¥900–¥3,000

Insured Crown (Patient Pays)

¥3,000–¥5,000

Ceramic Crown (Uninsured)

¥80,000–¥150,000

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Hospital Costs

Hospital care in Japan is covered by the universal insurance system with the standard 30% copayment, subject to the monthly high-cost medical care cap. The average hospital stay in Japan is notably lo...

Patient Copayment

30% (subject to cap)

Avg Hospital Stay

16 days

Hospital Beds per 1,000

~13

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Prescription Drug Costs

Prescription drugs in Japan are covered under the universal health insurance system with the standard 30% copayment, subject to the monthly high-cost medical care cap. Drug prices in Japan are set by ...

Copayment Rate

30%

Monthly Drug Cost (Patient Share)

¥1,000–¥5,000

Generic Prescription Rate

~80%

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Mental Health Care

Mental healthcare in Japan is covered under the universal insurance system with the standard 30% copayment for most services. However, a special public subsidy programme (jiritsu shien iryo, or the Se...

Standard Copayment

30%

Reduced Copay (Article 5)

10%

Psychiatric Consultation (10% Copay)

¥1,500–¥4,000

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Elderly Care (Kaigo Hoken)

Japan's Long-Term Care Insurance system (Kaigo Hoken), introduced in 2000, provides comprehensive care for elderly residents. All residents aged 40 and above pay mandatory premiums, and those aged 65+...

Standard Copayment

10–30% (income-based)

Premium Start Age

40 years old

Eligibility Age

65+ (or 40+ with conditions)

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Compare with Other Countries

Data sourced from Ministry of Health, Labour and Welfare (MHLW), National Institute of Population and Social Security Research, Japan Health Policy NOW, OECD Health Statistics. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.