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How Much Does Assisted Living Cost in Massachusetts?

The average cost of assisted living in Massachusetts is $6,729/mo ($80,748/yr), which is 40.0% above the national average.

Monthly Cost

$6,729/mo

Annual Cost

$80,748/yr

National Average

$4,807/mo

Cost by City

City Monthly Cost Annual Cost Difference
Boston $7,100/mo $85,200/yr +5.5%
Worcester $6,400/mo $76,800/yr -4.9%
Springfield $6,200/mo $74,400/yr -7.9%

Nearby States

Medicaid Coverage — Massachusetts

Medicaid accepted in this state Massachusetts accepts Medicaid for assisted living services.

  • Medicaid eligibility requirements vary — income and asset limits apply.
  • Many states offer Home and Community-Based Services (HCBS) waiver programs.
  • Contact your local Area Agency on Aging for application assistance.

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.