치과 충전 (레진) 비용은 얼마인가요?
A composite dental filling is a tooth-colored resin material used to repair cavities, cracks, or fractures. The procedure involves removing decayed tooth material, cleaning the area, and filling it with composite resin.
보험 미가입
$250
보험 가입
$50
메디케어
$0
전국 평균
$200
By Elena Bellini, MPH, Health Policy & Management · Last reviewed 2026-04-21 ·
Sources: American Dental Association Survey of Dental Fees 2025 · Methodology · Editorial standards 개요
A dental filling restores a tooth after a cavity, fracture, or small chip by removing damaged tooth structure and filling the defect with a restorative material. The procedure itself takes 30 to 60 minutes, usually under local anesthesia. Composite (tooth-colored) resin is the modern standard material because it bonds directly to tooth structure, comes in shades matching surrounding teeth, and requires less drilling than classic silver amalgam. Amalgam fillings are cheaper and still used by some offices, particularly for back teeth. Glass ionomer and resin ionomer fillings are sometimes used for primary teeth or areas with low bite force. Fees are billed by the number of tooth surfaces being filled — one-surface (occlusal only) fillings are cheaper than multi-surface (MOD) fillings that wrap around several faces of the tooth. Large or deep fillings that approach the nerve may need a protective liner, which can be a separate charge.
비용에 영향을 미치는 요소
- Material: composite (tooth-colored) fillings cost more than amalgam; ceramic or gold inlays cost substantially more than either.
- Number of surfaces: one-surface fillings are the cheapest; two-, three-, and four-surface fillings (MO, MOD, or complex) increase stepwise.
- Tooth location: posterior (back-tooth) fillings are typically billed higher than anterior (front-tooth) fillings of the same material.
- Adult vs primary tooth: pediatric fillings on primary teeth are a different code set and often priced lower.
- Provider type: general-dentist office fees vary; specialist or cosmetic-focused practices charge more.
- Insurance annual maximum: fillings count against the dental plan's annual benefit cap.
절약 방법
- Use your insurance's basic-services coverage; PPO plans typically pay 70-80% for fillings after deductible.
- Ask whether amalgam is appropriate for a back tooth where aesthetics don't matter — it's cheaper and durable.
- Consider a dental school clinic for low-cost fillings performed by supervised students.
- Request a pre-treatment estimate from your insurer so you know the patient portion before the appointment.
- Dental savings plans discount fillings 15-30% for uninsured patients.
- Use your HSA or FSA to pay the patient portion with pre-tax dollars.
보험 및 보장 참고사항
Dental PPO plans typically cover composite and amalgam fillings as a basic service at roughly 70-80% after deductible, subject to an annual maximum benefit (commonly $1,000-$2,000). Some plans reimburse composite fillings on back teeth only at the amalgam rate, requiring the patient to pay the difference. HMO dental plans cover fillings at a fixed copay. Original Medicare does not cover routine dental; Medicare Advantage plans may include a dental benefit. Medicaid pediatric dental coverage includes fillings at minimal cost-sharing. Pre-determinations help clarify coverage in advance. HSA and FSA can be used for fillings.
Data sources for this page
Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:
- American Dental Association Survey of Dental Fees 2025 — primary CMS reference used as the Medicare-rate anchor.
- Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
- Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
- State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).
Last reviewed 2026-04-21. See editorial standards for our fact-checking process and correction policy.
Range: $180 to $345 · 50 states shown
주별 비용
| 주 | 보험 미가입 | 보험 가입 | 메디케어 |
|---|---|---|---|
| Mississippi | $180 | $36 | $0 |
| Arkansas | $188 | $38 | $0 |
| West Virginia | $188 | $38 | $0 |
| Alabama | $195 | $39 | $0 |
| Oklahoma | $195 | $39 | $0 |
| Kentucky | $213 | $43 | $0 |
| Louisiana | $215 | $43 | $0 |
| Iowa | $220 | $44 | $0 |
| New Mexico | $220 | $44 | $0 |
| South Carolina | $220 | $44 | $0 |
| South Dakota | $220 | $44 | $0 |
| Kansas | $223 | $45 | $0 |
| North Dakota | $223 | $45 | $0 |
| Idaho | $225 | $45 | $0 |
| Nebraska | $225 | $45 | $0 |
| Tennessee | $225 | $45 | $0 |
| Indiana | $233 | $47 | $0 |
| Missouri | $233 | $47 | $0 |
| Utah | $233 | $47 | $0 |
| Wyoming | $233 | $47 | $0 |
| Georgia | $235 | $47 | $0 |
| North Carolina | $235 | $47 | $0 |
| Michigan | $238 | $48 | $0 |
| Montana | $238 | $48 | $0 |
| Arizona | $245 | $49 | $0 |
| Ohio | $245 | $49 | $0 |
| Wisconsin | $245 | $49 | $0 |
| Maine | $248 | $50 | $0 |
| Texas | $248 | $50 | $0 |
| Florida | $253 | $51 | $0 |
| Minnesota | $253 | $51 | $0 |
| Illinois | $258 | $52 | $0 |
| Pennsylvania | $258 | $52 | $0 |
| Delaware | $260 | $52 | $0 |
| Nevada | $260 | $52 | $0 |
| Vermont | $260 | $52 | $0 |
| Virginia | $260 | $52 | $0 |
| Colorado | $265 | $53 | $0 |
| New Hampshire | $265 | $53 | $0 |
| Oregon | $265 | $53 | $0 |
| Maryland | $275 | $55 | $0 |
| Rhode Island | $278 | $56 | $0 |
| Washington | $278 | $56 | $0 |
| Connecticut | $300 | $60 | $0 |
| New Jersey | $300 | $60 | $0 |
| California | $330 | $66 | $0 |
| Massachusetts | $333 | $67 | $0 |
| Alaska | $338 | $68 | $0 |
| New York | $338 | $68 | $0 |
| Hawaii | $345 | $69 | $0 |
자주 묻는 질문
보험 없이 치과 충전 (레진) 비용은 얼마인가요?
미국에서 치과 충전 (레진)의 보험 미가입 평균 비용은 $250입니다. 주에 따라 비용이 크게 달라집니다.
보험이 치과 충전 (레진)을(를) 보장하나요?
대부분의 건강보험은 의학적으로 필요한 경우 치과 충전 (레진)을(를) 보장합니다. 보험 적용 시 평균 본인부담금은 $50입니다.
메디케어가 치과 충전 (레진)을(를) 보장하나요?
메디케어 파트 B는 일반적으로 의사의 처방이 있을 때 치과 충전 (레진)을(를) 보장합니다. 메디케어 승인 평균 금액은 $0입니다.
Elena Bellini 검토 · 마지막 검토: 2026-04-21
데이터 출처: American Dental Association Survey of Dental Fees 2025. 최종 업데이트: 2026-03-01. 이 정보는 교육 목적으로만 제공되며 의료 조언이 아닙니다. 본 웹사이트는 정보 제공 목적으로만 운영되며 의료 조언이 아닙니다. 항상 자격을 갖춘 의료 전문가와 상담하세요.