자궁경부 세포검사 비용은 얼마인가요?
A Pap smear (Pap test) is a screening procedure for cervical cancer that collects cells from the cervix for examination. As a preventive service, it is typically covered at no cost under most insurance plans and Medicare.
보험 미가입
$250
보험 가입
$0
메디케어
$0
전국 평균
$83
개요
A Pap smear (Pap test) is a cervical cancer screening test in which cells are collected from the cervix during a pelvic exam and sent to a lab for cytologic interpretation. Modern screening often combines the cytology with HPV testing (co-testing), which extends the screening interval for negative results. The collection itself takes just a few minutes as part of a routine well-woman visit. Current USPSTF and professional guidelines recommend screening for most average-risk patients every 3 years with cytology alone starting at age 21, or every 5 years with HPV co-testing beginning at age 30. Because Pap screening falls under the ACA's preventive-services benefit, the patient should generally owe nothing for the screening test itself when billed correctly as preventive and performed by an in-network provider. The office-visit component, the lab (cytology plus HPV), and any follow-up procedure for abnormal results (colposcopy, biopsy) are handled under different billing rules.
비용에 영향을 미치는 요소
- Preventive vs diagnostic coding: preventive screening Pap is zero-cost-share under the ACA; a Pap ordered for evaluation of symptoms is diagnostic and subject to cost-sharing.
- HPV co-testing: adding HPV testing is standard for most patients 30 and older; it is bundled as preventive when done for screening.
- Lab processing: cytology interpretation is billed separately from the office visit and collection.
- Provider type and setting: in-network primary care, OB-GYN, or community health center pricing differs from hospital-affiliated clinics.
- Office visit modifiers: if the visit addresses other problems beyond screening, a separate E&M code may be billed alongside the preventive service.
- Follow-up of abnormal results: colposcopy and cervical biopsy if triggered are not preventive and carry deductible and coinsurance.
절약 방법
- Confirm the appointment is coded as preventive well-woman screening so no cost-sharing applies under ACA rules.
- Use an in-network primary care provider, OB-GYN, or community health center — zero-cost preventive applies only in-network.
- Ask whether the lab processing your sample is in-network; mismatches are a common source of surprise bills.
- Keep the visit focused on preventive screening; unrelated concerns may trigger a separate billable E&M code.
- Community health centers and Planned Parenthood offer Pap screening on a sliding-fee scale for uninsured patients.
- If follow-up of an abnormal result is needed, ask whether a conservative observation strategy is appropriate before colposcopy.
보험 및 보장 참고사항
Under the Affordable Care Act, cervical cancer screening (Pap cytology and HPV testing per USPSTF guidelines) is covered with no cost-sharing on most commercial plans when performed by an in-network provider and coded as preventive. Medicare covers a screening Pap every 24 months (every 12 months for high-risk patients) at no cost-sharing. Medicaid coverage is broad and generally at no cost-share. A Pap performed to evaluate symptoms is diagnostic and subject to the plan's standard cost-sharing. Follow-up procedures for abnormal screens (colposcopy, biopsy, LEEP) are not preventive and apply deductible and coinsurance.
Data sources for this page
Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:
- CMS Preventive Services Guidelines 2025 — primary CMS reference used as the Medicare-rate anchor.
- Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
- Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
- State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).
Last reviewed 2026-04-21. See editorial standards for our fact-checking process and correction policy.
Range: $183 to $345 · 50 states shown
주별 비용
| 주 | 보험 미가입 | 보험 가입 | 메디케어 |
|---|---|---|---|
| Mississippi | $183 | $0 | $0 |
| Arkansas | $188 | $0 | $0 |
| West Virginia | $188 | $0 | $0 |
| Alabama | $195 | $0 | $0 |
| Oklahoma | $195 | $0 | $0 |
| Kentucky | $213 | $0 | $0 |
| Louisiana | $215 | $0 | $0 |
| Iowa | $220 | $0 | $0 |
| New Mexico | $220 | $0 | $0 |
| South Carolina | $220 | $0 | $0 |
| South Dakota | $220 | $0 | $0 |
| Kansas | $223 | $0 | $0 |
| North Dakota | $223 | $0 | $0 |
| Idaho | $225 | $0 | $0 |
| Nebraska | $225 | $0 | $0 |
| Tennessee | $225 | $0 | $0 |
| Indiana | $233 | $0 | $0 |
| Missouri | $233 | $0 | $0 |
| Utah | $233 | $0 | $0 |
| Wyoming | $233 | $0 | $0 |
| Georgia | $235 | $0 | $0 |
| North Carolina | $235 | $0 | $0 |
| Michigan | $238 | $0 | $0 |
| Montana | $238 | $0 | $0 |
| Arizona | $245 | $0 | $0 |
| Ohio | $245 | $0 | $0 |
| Wisconsin | $245 | $0 | $0 |
| Maine | $248 | $0 | $0 |
| Texas | $248 | $0 | $0 |
| Florida | $253 | $0 | $0 |
| Minnesota | $253 | $0 | $0 |
| Illinois | $258 | $0 | $0 |
| Pennsylvania | $258 | $0 | $0 |
| Delaware | $260 | $0 | $0 |
| Nevada | $260 | $0 | $0 |
| Vermont | $260 | $0 | $0 |
| Virginia | $260 | $0 | $0 |
| Colorado | $265 | $0 | $0 |
| New Hampshire | $265 | $0 | $0 |
| Oregon | $265 | $0 | $0 |
| Maryland | $275 | $0 | $0 |
| Rhode Island | $278 | $0 | $0 |
| Washington | $278 | $0 | $0 |
| Connecticut | $300 | $0 | $0 |
| New Jersey | $300 | $0 | $0 |
| California | $330 | $0 | $0 |
| Massachusetts | $333 | $0 | $0 |
| Alaska | $338 | $0 | $0 |
| New York | $338 | $0 | $0 |
| Hawaii | $345 | $0 | $0 |
자주 묻는 질문
보험 없이 자궁경부 세포검사 비용은 얼마인가요?
미국에서 자궁경부 세포검사의 보험 미가입 평균 비용은 $250입니다. 주에 따라 비용이 크게 달라집니다.
보험이 자궁경부 세포검사을(를) 보장하나요?
대부분의 건강보험은 의학적으로 필요한 경우 자궁경부 세포검사을(를) 보장합니다. 보험 적용 시 평균 본인부담금은 $0입니다.
메디케어가 자궁경부 세포검사을(를) 보장하나요?
메디케어 파트 B는 일반적으로 의사의 처방이 있을 때 자궁경부 세포검사을(를) 보장합니다. 메디케어 승인 평균 금액은 $0입니다.
Elena Bellini 검토 · 마지막 검토: 2026-04-21
데이터 출처: CMS Preventive Services Guidelines 2025. 최종 업데이트: 2026-03-01. 이 정보는 교육 목적으로만 제공되며 의료 조언이 아닙니다. 본 웹사이트는 정보 제공 목적으로만 운영되며 의료 조언이 아닙니다. 항상 자격을 갖춘 의료 전문가와 상담하세요.