How Much Does COVID-19 Test (PCR) Cost?
A COVID-19 PCR test detects the genetic material of the SARS-CoV-2 virus through a nasal or throat swab. It is considered the gold standard for diagnosing active COVID-19 infection, with results typically available within 24 to 72 hours.
Without Insurance
$150
With Insurance
$0
Medicare
$0
National Average
$50
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $110 | $0 | $0 |
| Arkansas | $112 | $0 | $0 |
| West Virginia | $112 | $0 | $0 |
| Alabama | $117 | $0 | $0 |
| Oklahoma | $117 | $0 | $0 |
| Kentucky | $128 | $0 | $0 |
| Louisiana | $129 | $0 | $0 |
| Iowa | $132 | $0 | $0 |
| New Mexico | $132 | $0 | $0 |
| South Carolina | $132 | $0 | $0 |
| South Dakota | $132 | $0 | $0 |
| Kansas | $134 | $0 | $0 |
| North Dakota | $134 | $0 | $0 |
| Idaho | $135 | $0 | $0 |
| Nebraska | $135 | $0 | $0 |
| Tennessee | $135 | $0 | $0 |
| Indiana | $140 | $0 | $0 |
| Missouri | $140 | $0 | $0 |
| Utah | $140 | $0 | $0 |
| Wyoming | $140 | $0 | $0 |
| Georgia | $141 | $0 | $0 |
| North Carolina | $141 | $0 | $0 |
| Michigan | $142 | $0 | $0 |
| Montana | $142 | $0 | $0 |
| Arizona | $147 | $0 | $0 |
| Ohio | $147 | $0 | $0 |
| Wisconsin | $147 | $0 | $0 |
| Maine | $148 | $0 | $0 |
| Texas | $148 | $0 | $0 |
| Florida | $152 | $0 | $0 |
| Minnesota | $152 | $0 | $0 |
| Illinois | $154 | $0 | $0 |
| Pennsylvania | $154 | $0 | $0 |
| Delaware | $156 | $0 | $0 |
| Nevada | $156 | $0 | $0 |
| Vermont | $156 | $0 | $0 |
| Virginia | $156 | $0 | $0 |
| Colorado | $159 | $0 | $0 |
| New Hampshire | $159 | $0 | $0 |
| Oregon | $159 | $0 | $0 |
| Maryland | $165 | $0 | $0 |
| Rhode Island | $167 | $0 | $0 |
| Washington | $167 | $0 | $0 |
| Connecticut | $180 | $0 | $0 |
| New Jersey | $180 | $0 | $0 |
| California | $196 | $0 | $0 |
| Massachusetts | $200 | $0 | $0 |
| Alaska | $202 | $0 | $0 |
| New York | $202 | $0 | $0 |
| Hawaii | $207 | $0 | $0 |
Frequently Asked Questions
How much does covid-19 test (pcr) cost without insurance?
The average cost of covid-19 test (pcr) without insurance in the United States is $150. Costs vary significantly by state.
Does insurance cover covid-19 test (pcr)?
Most health insurance plans cover covid-19 test (pcr) when medically necessary. With insurance, the average out-of-pocket cost is $0.
Does Medicare cover covid-19 test (pcr)?
Medicare Part B typically covers covid-19 test (pcr) when ordered by a doctor. The average Medicare-approved amount is $0.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.