Quanto Custa Raio-X?
An X-ray is a quick, painless imaging test that uses electromagnetic radiation to produce pictures of bones and internal organs. It is commonly used to diagnose fractures, infections, and other conditions.
Sem Seguro
$350
Com Seguro
$105
Medicare
$80
Média Nacional
$260
By Elena Bellini, MPH, Health Policy & Management · Last reviewed 2026-04-21 ·
Sources: CMS Medicare Provider Utilization and Payment Data 2025 · Methodology · Editorial standards Visão geral
A plain-film X-ray (radiograph) uses a brief dose of ionizing radiation to create a two-dimensional image of bones, joints, chest, abdomen, or teeth. It is the oldest, fastest, and least expensive form of diagnostic imaging, used routinely for suspected fractures, pneumonia, bowel obstruction, and post-operative follow-up. A typical study takes 5 to 15 minutes and involves 1 to 5 views of the body region. Every X-ray generates two billing components: a technical fee for the facility and equipment and a professional fee for the radiologist interpretation. Site of service matters — the identical foot X-ray can cost one amount at an independent imaging center and several times more at a hospital outpatient or ER imaging department. Point-of-care X-rays at urgent care centers are bundled into the visit. Dental X-rays are billed by the dental office under a separate CDT code set distinct from medical radiology.
O que afeta o custo
- Body region and number of views: a two-view wrist is cheaper than a three-view lumbar spine or a four-view chest; each additional view can add cost.
- Site of service: hospital outpatient and ER imaging charges are typically several times higher than independent imaging centers for identical CPT codes.
- Technical vs professional split: the facility-technical component and the radiologist-professional component can be billed separately.
- Urgent care bundling: urgent care centers typically bundle the X-ray into the visit fee; ER imaging is billed separately and much higher.
- Portable or after-hours imaging: portable X-ray at a nursing home or after-hours studies carry premium pricing.
- In-network vs out-of-network: out-of-network radiologist reads — sometimes contracted separately from in-network facilities — can surprise patients.
Como Economizar
- Use an independent imaging center rather than a hospital outpatient radiology department whenever possible.
- If you are at an urgent care for a minor injury, confirm X-rays are bundled into the visit fee before imaging.
- Ask for the self-pay cash price; straightforward X-rays are among the cheapest cash-pay imaging studies.
- Verify the radiology group (interpreting physicians) is in-network at your facility.
- Skip the ER for routine imaging — the facility fee at a hospital ER is dramatically higher than any outpatient setting.
- Use your HSA or FSA for any patient portion with pre-tax dollars.
Notas sobre seguro e cobertura
Medicare Part B and commercial plans cover diagnostic X-rays when ordered for a medically necessary indication. Prior authorization is generally not required for plain X-rays (unlike MRI and CT). Under Medicare, patients owe 20% coinsurance after the Part B deductible; commercial cost-sharing varies but X-rays typically fall under standard outpatient imaging benefits. Technical and professional components are often billed as separate line items, so expect two charges for one study. Dental X-rays are billed under dental benefits and follow different rules. Emergency-room X-rays are included in ER facility-fee billing but still trigger a separate radiologist professional fee.
Data sources for this page
Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:
- CMS Medicare Provider Utilization and Payment Data 2025 — primary CMS reference used as the Medicare-rate anchor.
- Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
- Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
- State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).
Last reviewed 2026-04-21. See editorial standards for our fact-checking process and correction policy.
Range: $250 to $490 · 50 states shown
Custo por Estado
| Estado | Sem Seguro | Com Seguro | Medicare |
|---|---|---|---|
| Mississippi | $250 | $75 | $57 |
| Arkansas | $260 | $78 | $59 |
| West Virginia | $260 | $78 | $59 |
| Alabama | $270 | $82 | $62 |
| Oklahoma | $270 | $81 | $62 |
| Kentucky | $295 | $89 | $67 |
| Louisiana | $300 | $90 | $68 |
| Iowa | $305 | $92 | $70 |
| New Mexico | $305 | $92 | $70 |
| South Carolina | $305 | $92 | $70 |
| South Dakota | $305 | $92 | $70 |
| Kansas | $310 | $93 | $71 |
| North Dakota | $310 | $93 | $71 |
| Idaho | $315 | $95 | $72 |
| Nebraska | $315 | $95 | $72 |
| Tennessee | $315 | $95 | $72 |
| Indiana | $325 | $98 | $74 |
| Missouri | $325 | $98 | $74 |
| Utah | $325 | $98 | $74 |
| Wyoming | $325 | $98 | $74 |
| Georgia | $330 | $99 | $75 |
| North Carolina | $330 | $99 | $75 |
| Michigan | $335 | $101 | $76 |
| Montana | $335 | $101 | $76 |
| Arizona | $340 | $102 | $78 |
| Maine | $345 | $104 | $79 |
| Ohio | $345 | $104 | $79 |
| Texas | $345 | $104 | $79 |
| Wisconsin | $345 | $104 | $79 |
| Florida | $355 | $107 | $81 |
| Minnesota | $355 | $107 | $81 |
| Illinois | $360 | $108 | $82 |
| Pennsylvania | $360 | $108 | $82 |
| Delaware | $365 | $110 | $83 |
| Nevada | $365 | $110 | $83 |
| Vermont | $365 | $110 | $83 |
| Virginia | $365 | $110 | $83 |
| Colorado | $370 | $111 | $84 |
| New Hampshire | $370 | $111 | $84 |
| Oregon | $375 | $113 | $85 |
| Maryland | $385 | $116 | $88 |
| Rhode Island | $390 | $117 | $89 |
| Washington | $390 | $117 | $89 |
| Connecticut | $420 | $126 | $96 |
| New Jersey | $420 | $126 | $96 |
| California | $460 | $138 | $105 |
| Massachusetts | $465 | $140 | $106 |
| Alaska | $475 | $143 | $108 |
| New York | $475 | $143 | $108 |
| Hawaii | $490 | $147 | $112 |
Perguntas Frequentes
Quanto custa raio-x sem seguro?
O custo médio de raio-x sem seguro nos Estados Unidos é $350. Os custos variam significativamente por estado.
O seguro cobre raio-x?
A maioria dos planos de seguro de saúde cobre raio-x quando medicamente necessário. Com seguro, o custo médio do próprio bolso é $105.
O Medicare cobre raio-x?
O Medicare Parte B geralmente cobre raio-x quando prescrito por um médico. O valor médio aprovado pelo Medicare é $80.
Revisado por Elena Bellini · Última revisão: 2026-04-21
Dados obtidos de CMS Medicare Provider Utilization and Payment Data 2025. Última atualização: 2026-03-01. Esta informação é apenas para fins educacionais e não constitui aconselhamento médico. Este site é apenas para fins informativos e não constitui aconselhamento médico. Consulte sempre um profissional de saúde qualificado.