How Much Does Cognitive Behavioral Therapy (CBT) Cost?
Cognitive Behavioral Therapy (CBT) is a structured, evidence-based form of psychotherapy that focuses on identifying and changing negative thought patterns and behaviors. CBT is commonly used for anxiety, depression, PTSD, OCD, and phobias. A typical course of treatment lasts 12-16 sessions.
Per Session
$185
Insurance Copay
$30
Avg Sessions Needed
14
National Average
$2,590
Cost by State
| State | Per Session | With Insurance | Sliding Scale Available |
|---|---|---|---|
| Mississippi | $140 | $25 | Sliding scale pricing available |
| Arkansas | $145 | $25 | Sliding scale pricing available |
| Oklahoma | $145 | $25 | Sliding scale pricing available |
| Alabama | $150 | $25 | Sliding scale pricing available |
| West Virginia | $150 | $25 | Sliding scale pricing available |
| Iowa | $155 | $25 | Sliding scale pricing available |
| Kentucky | $155 | $25 | Sliding scale pricing available |
| Louisiana | $155 | $25 | Sliding scale pricing available |
| New Mexico | $155 | $25 | Sliding scale pricing available |
| South Carolina | $155 | $25 | Sliding scale pricing available |
| South Dakota | $155 | $25 | Sliding scale not available |
| Kansas | $160 | $25 | Sliding scale pricing available |
| Nebraska | $160 | $25 | Sliding scale pricing available |
| Idaho | $165 | $25 | Sliding scale pricing available |
| Indiana | $165 | $25 | Sliding scale pricing available |
| Missouri | $165 | $25 | Sliding scale pricing available |
| North Dakota | $165 | $25 | Sliding scale not available |
| Tennessee | $165 | $25 | Sliding scale pricing available |
| Utah | $165 | $25 | Sliding scale pricing available |
| Wyoming | $165 | $25 | Sliding scale not available |
| Georgia | $170 | $30 | Sliding scale pricing available |
| Michigan | $170 | $30 | Sliding scale pricing available |
| Montana | $170 | $30 | Sliding scale pricing available |
| North Carolina | $170 | $30 | Sliding scale pricing available |
| Ohio | $170 | $25 | Sliding scale pricing available |
| Arizona | $175 | $30 | Sliding scale pricing available |
| Texas | $175 | $30 | Sliding scale pricing available |
| Wisconsin | $175 | $30 | Sliding scale pricing available |
| Florida | $190 | $30 | Sliding scale pricing available |
| Maine | $190 | $30 | Sliding scale pricing available |
| Delaware | $195 | $30 | Sliding scale pricing available |
| Minnesota | $195 | $30 | Sliding scale pricing available |
| Nevada | $195 | $30 | Sliding scale pricing available |
| Pennsylvania | $195 | $30 | Sliding scale pricing available |
| Vermont | $195 | $30 | Sliding scale pricing available |
| Colorado | $200 | $30 | Sliding scale pricing available |
| Virginia | $200 | $30 | Sliding scale pricing available |
| Illinois | $205 | $35 | Sliding scale pricing available |
| New Hampshire | $205 | $35 | Sliding scale pricing available |
| Oregon | $205 | $35 | Sliding scale pricing available |
| Rhode Island | $205 | $35 | Sliding scale pricing available |
| Maryland | $215 | $35 | Sliding scale pricing available |
| Washington | $215 | $35 | Sliding scale pricing available |
| New Jersey | $225 | $35 | Sliding scale pricing available |
| Alaska | $230 | $40 | Sliding scale pricing available |
| Hawaii | $235 | $40 | Sliding scale pricing available |
| Connecticut | $240 | $40 | Sliding scale pricing available |
| Massachusetts | $245 | $40 | Sliding scale pricing available |
| California | $250 | $40 | Sliding scale pricing available |
| New York | $260 | $40 | Sliding scale pricing available |
Frequently Asked Questions
How much does cognitive behavioral therapy (cbt) cost without insurance?
The average cost of cognitive behavioral therapy (cbt) without insurance in the United States is $185. Costs vary significantly by state.
Does insurance cover cognitive behavioral therapy (cbt)?
Most health insurance plans cover cognitive behavioral therapy (cbt) when medically necessary. With insurance, the average out-of-pocket cost is $30.
Sliding Scale Available
A sliding scale fee means the therapist adjusts their rate based on your income and ability to pay. Many therapists offer sliding scale fees ranging from $50 to $150 per session.
How many sessions of cognitive behavioral therapy (cbt) will I need?
The average course of cognitive behavioral therapy (cbt) requires approximately 14 sessions. The actual number varies based on your specific needs.
Data sourced from SimplePractice & CMS Medicare Fee Schedule 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.