How Much Does Online Therapy (Telehealth) Cost?
Online therapy provides mental health counseling through secure video, phone, or messaging platforms. It offers the same evidence-based treatments as in-person therapy with added convenience, accessibility, and often lower costs.
Per Session
$120
Insurance Copay
$20
Avg Sessions Needed
12
National Average
$1,440
Cost by State
| State | Per Session | With Insurance | Sliding Scale Available |
|---|---|---|---|
| Mississippi | $84 | $18 | Sliding scale pricing available |
| Arkansas | $88 | $18 | Sliding scale pricing available |
| Oklahoma | $90 | $18 | Sliding scale pricing available |
| Alabama | $94 | $18 | Sliding scale pricing available |
| Louisiana | $94 | $18 | Sliding scale pricing available |
| West Virginia | $96 | $18 | Sliding scale pricing available |
| Missouri | $98 | $19 | Sliding scale pricing available |
| South Carolina | $100 | $19 | Sliding scale pricing available |
| Tennessee | $101 | $19 | Sliding scale pricing available |
| Kansas | $102 | $19 | Sliding scale pricing available |
| Kentucky | $102 | $19 | Sliding scale pricing available |
| Iowa | $103 | $19 | Sliding scale pricing available |
| Georgia | $106 | $19 | Sliding scale pricing available |
| Nebraska | $106 | $19 | Sliding scale pricing available |
| New Mexico | $106 | $19 | Sliding scale pricing available |
| South Dakota | $106 | $19 | Sliding scale not available |
| Indiana | $108 | $19 | Sliding scale pricing available |
| Ohio | $108 | $19 | Sliding scale pricing available |
| Utah | $108 | $19 | Sliding scale pricing available |
| Idaho | $110 | $19 | Sliding scale pricing available |
| North Carolina | $110 | $19 | Sliding scale pricing available |
| Arizona | $114 | $20 | Sliding scale pricing available |
| Texas | $114 | $20 | Sliding scale pricing available |
| Wyoming | $114 | $20 | Sliding scale not available |
| Montana | $115 | $20 | Sliding scale pricing available |
| Michigan | $118 | $20 | Sliding scale pricing available |
| North Dakota | $118 | $20 | Sliding scale not available |
| Wisconsin | $118 | $20 | Sliding scale pricing available |
| Virginia | $120 | $20 | Sliding scale pricing available |
| Florida | $122 | $20 | Sliding scale pricing available |
| Nevada | $122 | $20 | Sliding scale pricing available |
| Colorado | $126 | $20 | Sliding scale pricing available |
| Pennsylvania | $126 | $20 | Sliding scale pricing available |
| Minnesota | $127 | $20 | Sliding scale pricing available |
| Illinois | $128 | $21 | Sliding scale pricing available |
| Delaware | $130 | $21 | Sliding scale pricing available |
| Maine | $132 | $21 | Sliding scale pricing available |
| Oregon | $132 | $21 | Sliding scale pricing available |
| Vermont | $134 | $21 | Sliding scale pricing available |
| Maryland | $138 | $21 | Sliding scale pricing available |
| Rhode Island | $138 | $21 | Sliding scale pricing available |
| Washington | $138 | $21 | Sliding scale pricing available |
| New Hampshire | $142 | $21 | Sliding scale pricing available |
| New Jersey | $150 | $22 | Sliding scale pricing available |
| Connecticut | $156 | $22 | Sliding scale pricing available |
| California | $162 | $23 | Sliding scale pricing available |
| Massachusetts | $166 | $23 | Sliding scale pricing available |
| Alaska | $168 | $23 | Sliding scale pricing available |
| New York | $168 | $23 | Sliding scale pricing available |
| Hawaii | $174 | $24 | Sliding scale pricing available |
Frequently Asked Questions
How much does online therapy (telehealth) cost without insurance?
The average cost of online therapy (telehealth) without insurance in the United States is $120. Costs vary significantly by state.
Does insurance cover online therapy (telehealth)?
Most health insurance plans cover online therapy (telehealth) when medically necessary. With insurance, the average out-of-pocket cost is $20.
Sliding Scale Available
A sliding scale fee means the therapist adjusts their rate based on your income and ability to pay. Many therapists offer sliding scale fees ranging from $50 to $150 per session.
How many sessions of online therapy (telehealth) will I need?
The average course of online therapy (telehealth) requires approximately 12 sessions. The actual number varies based on your specific needs.
Data sourced from SimplePractice & CMS Medicare Fee Schedule 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.