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تكاليف الرعاية الصحية في Switzerland لعام 2026

Comprehensive guide to healthcare costs and the health system in Switzerland (Europe).

النظام الصحي

Mandatory Health Insurance (KVG/LAMal)

العملة

CHF (CHF)

القارة

Europe

مواضيع الرعاية الصحية في Switzerland

Health Insurance Premiums

Switzerland requires all residents to purchase basic health insurance (Obligatorische Krankenpflegeversicherung, OKP) from competing private insurers within three months of taking up residence. Unlike...

Avg Monthly Premium (Adult)

CHF 350–450

Highest Canton (Geneva)

CHF 500–600/month

Lowest Canton Premiums

CHF 250–350/month

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Dental Care Costs

Dental care in Switzerland is notably excluded from the mandatory basic health insurance (OKP), making it entirely an out-of-pocket expense for most residents. This makes Switzerland one of the most e...

Checkup & Cleaning

CHF 200–500

Filling Cost

CHF 150–400

Crown Cost

CHF 1,000–2,500

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Deductibles & Cost-Sharing

The Swiss health insurance system features a choice of annual deductible (Franchise) that significantly affects both monthly premiums and out-of-pocket costs. Adults can choose a deductible of CHF 300...

Minimum Adult Deductible

CHF 300

Maximum Adult Deductible

CHF 2,500

Co-Insurance Rate

10%

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Hospital Costs

Hospital care in Switzerland is covered by basic health insurance for stays in the general ward of a listed hospital within the patient's canton of residence. The costs are split between the insurer (...

Daily Hospital Contribution

CHF 15

Avg Hospital Stay Cost

CHF 10,000–15,000

Hip Replacement Cost

CHF 18,000–25,000

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Mental Health Care Costs

Mental healthcare in Switzerland has undergone significant reform with the introduction of the new psychotherapy reimbursement model in July 2022. Psychotherapy provided by licensed psychologists work...

Psychotherapy (Basic Insurance)

Covered (since July 2022)

Psychiatrist Session Cost

CHF 200–CHF 350

Psychologist Session Cost

CHF 150–CHF 200

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Elder Care (Langzeitpflege)

Long-term elder care in Switzerland is financed through a combination of mandatory health insurance, federal/cantonal old-age insurance (AHV), supplementary benefits (Erganzungsleistungen), and substa...

Nursing Home Monthly Cost

CHF 6,000–CHF 12,000+

Resident Nursing Care Share

Max CHF 23/day

Insurance Nursing Coverage

CHF 9–CHF 108/day

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قارن مع دول أخرى

مصدر البيانات: Bundesamt für Gesundheit (BAG/OFSP), Bundesamt für Statistik (BFS), Santésuisse, OECD Health Statistics. آخر تحديث: 2026-03-01. هذه المعلومات لأغراض تعليمية فقط ولا تشكل نصيحة طبية.