How Much Does Birth Center Delivery Cost?
A birth center is a healthcare facility for childbirth that focuses on a midwifery model of care. Birth centers offer a home-like environment with more medical support than a home birth but less intervention than a hospital. Costs fall between home birth and hospital delivery.
Without Insurance
$6,000
With Insurance
$1,800
Medicare
$1,500
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $4,500 | $1,400 | $1,100 |
| Arkansas | $4,700 | $1,400 | $1,200 |
| Oklahoma | $4,700 | $1,400 | $1,200 |
| West Virginia | $4,800 | $1,400 | $1,200 |
| Alabama | $4,900 | $1,500 | $1,200 |
| Kentucky | $5,000 | $1,500 | $1,300 |
| Louisiana | $5,000 | $1,500 | $1,200 |
| South Dakota | $5,000 | $1,500 | $1,300 |
| Iowa | $5,100 | $1,500 | $1,300 |
| New Mexico | $5,100 | $1,500 | $1,300 |
| South Carolina | $5,100 | $1,500 | $1,300 |
| Kansas | $5,200 | $1,500 | $1,300 |
| Nebraska | $5,200 | $1,600 | $1,300 |
| Idaho | $5,300 | $1,600 | $1,300 |
| Missouri | $5,300 | $1,600 | $1,300 |
| North Dakota | $5,300 | $1,600 | $1,300 |
| Tennessee | $5,300 | $1,600 | $1,300 |
| Indiana | $5,400 | $1,600 | $1,400 |
| Utah | $5,400 | $1,600 | $1,400 |
| Wyoming | $5,400 | $1,600 | $1,400 |
| Georgia | $5,500 | $1,700 | $1,400 |
| Montana | $5,500 | $1,700 | $1,400 |
| Ohio | $5,500 | $1,600 | $1,400 |
| Michigan | $5,600 | $1,700 | $1,400 |
| North Carolina | $5,600 | $1,700 | $1,400 |
| Arizona | $5,700 | $1,700 | $1,400 |
| Texas | $5,700 | $1,700 | $1,400 |
| Wisconsin | $5,700 | $1,700 | $1,400 |
| Florida | $6,100 | $1,800 | $1,500 |
| Maine | $6,100 | $1,800 | $1,500 |
| Delaware | $6,300 | $1,900 | $1,600 |
| Minnesota | $6,300 | $1,900 | $1,600 |
| Nevada | $6,300 | $1,900 | $1,600 |
| Pennsylvania | $6,300 | $1,900 | $1,600 |
| Vermont | $6,300 | $1,900 | $1,600 |
| Colorado | $6,500 | $1,900 | $1,600 |
| Virginia | $6,500 | $1,900 | $1,600 |
| Illinois | $6,600 | $2,000 | $1,700 |
| New Hampshire | $6,600 | $2,000 | $1,700 |
| Oregon | $6,600 | $2,000 | $1,700 |
| Rhode Island | $6,700 | $2,000 | $1,700 |
| Maryland | $6,900 | $2,100 | $1,700 |
| Washington | $6,900 | $2,100 | $1,700 |
| New Jersey | $7,300 | $2,200 | $1,800 |
| Alaska | $7,500 | $2,300 | $1,900 |
| Hawaii | $7,700 | $2,300 | $1,900 |
| Connecticut | $7,800 | $2,300 | $2,000 |
| Massachusetts | $7,900 | $2,400 | $2,000 |
| California | $8,100 | $2,400 | $2,000 |
| New York | $8,400 | $2,500 | $2,100 |
Frequently Asked Questions
How much does birth center delivery cost without insurance?
The average cost of birth center delivery without insurance in the United States is $6,000. Costs vary significantly by state.
Does insurance cover birth center delivery?
Most health insurance plans cover birth center delivery when medically necessary. With insurance, the average out-of-pocket cost is $1,800.
Does Medicare cover birth center delivery?
Medicare Part B typically covers birth center delivery when ordered by a doctor. The average Medicare-approved amount is $1,500.
What additional costs should I expect beyond birth center delivery?
Additional costs may include prenatal testing, anesthesia fees, newborn care, extended hospital stays, and any complications. These can add $1,000 to $5,000 or more.
Data sourced from FAIR Health Consumer & CMS Medicare Provider Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.