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How Much Does Birth Center Delivery Cost?

A birth center is a healthcare facility for childbirth that focuses on a midwifery model of care. Birth centers offer a home-like environment with more medical support than a home birth but less intervention than a hospital. Costs fall between home birth and hospital delivery.

Without Insurance

$6,000

With Insurance

$1,800

Medicare

$1,500

Cost by State

State Without Insurance With Insurance Medicare
Mississippi $4,500 $1,400 $1,100
Arkansas $4,700 $1,400 $1,200
Oklahoma $4,700 $1,400 $1,200
West Virginia $4,800 $1,400 $1,200
Alabama $4,900 $1,500 $1,200
Kentucky $5,000 $1,500 $1,300
Louisiana $5,000 $1,500 $1,200
South Dakota $5,000 $1,500 $1,300
Iowa $5,100 $1,500 $1,300
New Mexico $5,100 $1,500 $1,300
South Carolina $5,100 $1,500 $1,300
Kansas $5,200 $1,500 $1,300
Nebraska $5,200 $1,600 $1,300
Idaho $5,300 $1,600 $1,300
Missouri $5,300 $1,600 $1,300
North Dakota $5,300 $1,600 $1,300
Tennessee $5,300 $1,600 $1,300
Indiana $5,400 $1,600 $1,400
Utah $5,400 $1,600 $1,400
Wyoming $5,400 $1,600 $1,400
Georgia $5,500 $1,700 $1,400
Montana $5,500 $1,700 $1,400
Ohio $5,500 $1,600 $1,400
Michigan $5,600 $1,700 $1,400
North Carolina $5,600 $1,700 $1,400
Arizona $5,700 $1,700 $1,400
Texas $5,700 $1,700 $1,400
Wisconsin $5,700 $1,700 $1,400
Florida $6,100 $1,800 $1,500
Maine $6,100 $1,800 $1,500
Delaware $6,300 $1,900 $1,600
Minnesota $6,300 $1,900 $1,600
Nevada $6,300 $1,900 $1,600
Pennsylvania $6,300 $1,900 $1,600
Vermont $6,300 $1,900 $1,600
Colorado $6,500 $1,900 $1,600
Virginia $6,500 $1,900 $1,600
Illinois $6,600 $2,000 $1,700
New Hampshire $6,600 $2,000 $1,700
Oregon $6,600 $2,000 $1,700
Rhode Island $6,700 $2,000 $1,700
Maryland $6,900 $2,100 $1,700
Washington $6,900 $2,100 $1,700
New Jersey $7,300 $2,200 $1,800
Alaska $7,500 $2,300 $1,900
Hawaii $7,700 $2,300 $1,900
Connecticut $7,800 $2,300 $2,000
Massachusetts $7,900 $2,400 $2,000
California $8,100 $2,400 $2,000
New York $8,400 $2,500 $2,100

Frequently Asked Questions

How much does birth center delivery cost without insurance?

The average cost of birth center delivery without insurance in the United States is $6,000. Costs vary significantly by state.

Does insurance cover birth center delivery?

Most health insurance plans cover birth center delivery when medically necessary. With insurance, the average out-of-pocket cost is $1,800.

Does Medicare cover birth center delivery?

Medicare Part B typically covers birth center delivery when ordered by a doctor. The average Medicare-approved amount is $1,500.

What additional costs should I expect beyond birth center delivery?

Additional costs may include prenatal testing, anesthesia fees, newborn care, extended hospital stays, and any complications. These can add $1,000 to $5,000 or more.

Data sourced from FAIR Health Consumer & CMS Medicare Provider Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.