Healthcare Costs in Singapore 2026
Comprehensive guide to healthcare costs and the health system in Singapore (Asia).
Health System
3M System (Medisave, MediShield, Medifund)
Currency
S$ (SGD)
Continent
Asia
Healthcare Topics in Singapore
3M Healthcare System (Medisave, MediShield Life, Medifund)
Singapore's healthcare financing operates on the principle of shared responsibility through the '3M' system. Medisave is a mandatory medical savings account into which working Singaporeans and permane...
Medisave Contribution
8–10.5% of wages
Medisave Cap (BHS)
S$68,500
MediShield Life Premium (Age 21–30)
~S$130/year
Hospital Costs & Ward Classes
Singapore's public hospital system features a unique ward class structure that determines both the level of comfort and the amount of government subsidy. Class C wards (8-bed, no air-conditioning) rec...
Class C Ward (Daily OOP)
S$50–S$200
Class A/Private Ward (Daily)
S$400–S$1,500+
Government Subsidy (Class C)
Up to 80%
Dental Care Costs
Dental care in Singapore is partially covered through Medisave for certain surgical procedures but is largely an out-of-pocket expense for routine care. A standard dental checkup costs approximately S...
Checkup (Public/Private)
S$30–S$80 / S$50–S$150
Cleaning (Public/Private)
S$50–S$150 / S$80–S$250
Dental Implant
S$3,000–S$6,000
Medical Tourism
Singapore is one of Asia's premier medical tourism destinations, attracting approximately 500,000 international patients annually. The country's healthcare system is consistently ranked among the best...
International Patients Annually
~500,000
Medical Tourism Revenue
~S$1.1 billion
Cardiac Surgery (Tourist)
S$20,000–S$60,000
Prescription Drug Costs
Prescription drug costs in Singapore are managed through a combination of government subsidies, Medisave, and the Standard Drug List (SDL). Public healthcare institutions provide subsidized medication...
Subsidized Medication (Polyclinic)
S$5–S$30/item
CDMP Medisave Limit
S$700/year
Private vs Public Price Gap
20–50% higher
Compare with Other Countries
Australia
Oceania
Medicare (Universal) + Private Health Insurance
Canada
North America
Medicare - Universal Single-Payer (Provincial)
Denmark
Europe
Tax-Funded Universal Healthcare
France
Europe
Assurance Maladie + Mutuelle (Complementary)
Germany
Europe
Statutory Health Insurance (GKV) + Private (PKV)
India
Asia
Ayushman Bharat + Private
Data sourced from Ministry of Health Singapore (MOH), Central Provident Fund Board (CPF), Singapore Department of Statistics, Agency for Integrated Care (AIC). Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.