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Hvad Koster MR-scanning (Magnetisk resonansbilleddannelse)?

An MRI scan uses magnetic fields and radio waves to create detailed images of organs and tissues inside the body.

Uden Forsikring

$1,325

Med Forsikring

$375

Medicare

$250

Nationalt Gennemsnit

$1,000

Elena Bellini By Elena Bellini, MPH, Health Policy & Management · Last reviewed 2026-04-16 · Sources: CMS Medicare Provider Utilization and Payment Data 2025 · Methodology · Editorial standards

Oversigt

An MRI (magnetic resonance imaging) scan uses a strong magnetic field and radio waves to produce detailed cross-sectional images of soft tissues, organs, the brain, spine, and joints, without the ionizing radiation used in a CT or X-ray. Most MRI studies take 30 to 60 minutes, and some require an intravenous contrast agent (typically gadolinium-based) to highlight blood vessels, tumors, or areas of inflammation. Because of how the magnet interacts with metal, you will be asked about pacemakers, cochlear implants, or retained surgical hardware before the scan. Ordering an MRI almost always requires prior authorization from commercial insurers, and the site of service — hospital outpatient department versus a freestanding imaging center — can more than double the negotiated rate for the identical CPT code.

Hvad påvirker prisen

  • Site of service: hospital outpatient departments bill a facility fee that freestanding imaging centers do not, often doubling the total charge for the same scan.
  • Body region and complexity: brain, lumbar spine, and joint MRIs have different base prices; multi-region studies are billed per region.
  • Use of contrast: studies with IV contrast add an ancillary drug charge and a separate CPT code.
  • Machine strength and technology: 3T MRI and specialty sequences (MRCP, cardiac MRI, functional MRI) carry premium pricing.
  • Whether the interpretation is included: the radiologist professional fee is sometimes billed separately from the technical fee.
  • In-network vs out-of-network: commercial plans commonly pay 1.5x to 3x Medicare rates, but out-of-network pricing can be far higher.

Sådan Sparer Du

  • Ask the ordering physician whether a freestanding imaging center (not attached to a hospital) is appropriate — this is often the single largest saving.
  • Call the center and request the cash/self-pay price; it is sometimes lower than the insured negotiated rate before your deductible is met.
  • Confirm prior authorization is on file before the appointment — unauthorized studies are often denied and billed to you at chargemaster rates.
  • Compare prices on your insurer's transparency tool or a public tool — rates within a metro area can vary 3–5x.
  • Ask whether a non-contrast study is clinically sufficient; contrast adds cost and is not always medically required.
  • If you are paying out of pocket, look for accredited imaging centers — ACR-accredited centers are quality-verified and often competitively priced.

Forsikrings- og dækningsoplysninger

Most commercial plans, Medicare Part B, and Medicaid cover MRI when medically necessary and when a preceding diagnostic workup supports the study. Commercial plans almost always require prior authorization, often via a radiology benefit manager, and can deny coverage if step-therapy requirements (e.g., a trial of physical therapy for back pain) haven't been met. Patients with high-deductible plans should expect to pay the full negotiated rate until the deductible is met; after that, typical cost-sharing is 20% coinsurance on Medicare and 10–30% on commercial plans. Medicare Advantage plans increasingly require prior authorization where traditional Medicare does not.

Data sources for this page

Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:

  • CMS Medicare Provider Utilization and Payment Data 2025 — primary CMS reference used as the Medicare-rate anchor.
  • Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
  • Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
  • State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).

Last reviewed 2026-04-16. See editorial standards for our fact-checking process and correction policy.

MR-scanning (Magnetisk resonansbilleddannelse) cost by state — without insurance
Lower third Middle third Upper third National average ($1,325)
Hawaii $1,825 Alaska $1,800 New York $1,800 Massachusetts $1,750 California $1,600 Connecticut $1,600 New Jersey $1,600 Rhode Island $1,475 Washington $1,475 Maryland $1,450 Colorado $1,400 New Hampshire $1,400 Oregon $1,400 Delaware $1,375 Nevada $1,375 Vermont $1,375 Virginia $1,375 Illinois $1,350 Minnesota $1,350 Pennsylvania $1,350 Arizona $1,300 Maine $1,300 Ohio $1,300 Wisconsin $1,300 Georgia $1,250 Michigan $1,250 Montana $1,250 North Carolina $1,250 Indiana $1,225 Missouri $1,225 Utah $1,225 Wyoming $1,225 Florida $1,200 Idaho $1,200 Nebraska $1,200 Tennessee $1,200 Kansas $1,175 North Dakota $1,175 Iowa $1,150 Louisiana $1,150 New Mexico $1,150 South Carolina $1,150 South Dakota $1,150 Kentucky $1,125 Texas $1,100 Alabama $1,025 Oklahoma $1,025 Arkansas $1,000 West Virginia $1,000 Mississippi $950

Range: $950 to $1,825 · 50 states shown

Omkostning per Stat

Stat Uden Forsikring Med Forsikring Medicare
Mississippi $950 $300 $215
Arkansas $1,000 $315 $225
West Virginia $1,000 $310 $225
Alabama $1,025 $325 $230
Oklahoma $1,025 $325 $230
Texas $1,100 $320 $230
Kentucky $1,125 $355 $255
Iowa $1,150 $365 $260
Louisiana $1,150 $360 $255
New Mexico $1,150 $365 $260
South Carolina $1,150 $365 $260
South Dakota $1,150 $365 $260
Kansas $1,175 $370 $265
North Dakota $1,175 $370 $265
Florida $1,200 $350 $240
Idaho $1,200 $375 $270
Nebraska $1,200 $375 $270
Tennessee $1,200 $375 $270
Indiana $1,225 $385 $275
Missouri $1,225 $385 $275
Utah $1,225 $385 $275
Wyoming $1,225 $385 $275
Georgia $1,250 $390 $280
Michigan $1,250 $395 $280
Montana $1,250 $395 $280
North Carolina $1,250 $390 $280
Arizona $1,300 $405 $290
Maine $1,300 $410 $295
Ohio $1,300 $405 $290
Wisconsin $1,300 $405 $290
Illinois $1,350 $425 $305
Minnesota $1,350 $420 $300
Pennsylvania $1,350 $425 $305
Delaware $1,375 $430 $305
Nevada $1,375 $430 $310
Vermont $1,375 $430 $310
Virginia $1,375 $430 $310
Colorado $1,400 $445 $315
New Hampshire $1,400 $440 $315
Oregon $1,400 $440 $315
Maryland $1,450 $455 $330
Rhode Island $1,475 $460 $330
Washington $1,475 $460 $330
California $1,600 $450 $280
Connecticut $1,600 $495 $355
New Jersey $1,600 $500 $360
Massachusetts $1,750 $550 $395
Alaska $1,800 $565 $405
New York $1,800 $500 $300
Hawaii $1,825 $570 $415

Ofte Stillede Spørgsmål

Hvad koster mr-scanning (magnetisk resonansbilleddannelse) uden forsikring?

Den gennemsnitlige omkostning for mr-scanning (magnetisk resonansbilleddannelse) uden forsikring i USA er $1,325. Omkostningerne varierer betydeligt per stat.

Dækker forsikringen mr-scanning (magnetisk resonansbilleddannelse)?

De fleste sygeforsikringsplaner dækker mr-scanning (magnetisk resonansbilleddannelse) når det er medicinsk nødvendigt. Med forsikring er den gennemsnitlige egenbetaling $375.

Dækker Medicare mr-scanning (magnetisk resonansbilleddannelse)?

Medicare Del B dækker typisk mr-scanning (magnetisk resonansbilleddannelse) efter lægeordination. Det gennemsnitlige Medicare-godkendte beløb er $250.

Gennemgået af Elena Bellini · Sidst gennemgået: 2026-04-16

Data fra CMS Medicare Provider Utilization and Payment Data 2025. Sidst opdateret: 2026-03-01. Denne information er kun til uddannelsesmæssige formål og udgør ikke medicinsk rådgivning. Denne hjemmeside er kun til informationsformål og udgør ikke medicinsk rådgivning. Kontakt altid en kvalificeret sundhedsperson.