How Much Does Assisted Living Cost in Maryland?
The average cost of assisted living in Maryland is $5,288/mo ($63,456/yr), which is 10.0% above the national average.
Monthly Cost
$5,288/mo
Annual Cost
$63,456/yr
National Average
$4,807/mo
Cost by City
| City | Monthly Cost | Annual Cost | Difference |
|---|---|---|---|
| Baltimore | $5,100/mo | $61,200/yr | -3.6% |
| Bethesda | $5,800/mo | $69,600/yr | +9.7% |
| Silver Spring | $5,500/mo | $66,000/yr | +4.0% |
Nearby States
Medicaid Coverage — Maryland
Medicaid accepted in this state Maryland accepts Medicaid for assisted living services.
- Medicaid eligibility requirements vary — income and asset limits apply.
- Many states offer Home and Community-Based Services (HCBS) waiver programs.
- Contact your local Area Agency on Aging for application assistance.
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.