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Costos de Salud en Netherlands 2026

Comprehensive guide to healthcare costs and the health system in Netherlands (Europe).

Sistema de Salud

Mandatory Private Insurance (Zorgverzekeringswet)

Moneda

€ (EUR)

Continente

Europe

Temas de Salud en Netherlands

Mandatory Health Insurance (Zorgverzekeringswet)

The Netherlands operates a mandatory private health insurance system under the Zorgverzekeringswet (Zvw), enacted in 2006. Every resident is legally required to purchase a basic health insurance packa...

Avg Monthly Premium

€120–€140

Annual Deductible (Eigen Risico)

€385

Max Voluntary Deductible

€885

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Dental Care Costs

Dental care for adults is not covered under the Dutch basic health insurance package, making it one of the most significant out-of-pocket healthcare expenses. A standard dental checkup costs approxima...

Adult Dental Checkup

€50–€80

Checkup + Cleaning

€50–€150

Filling Cost

€60–€150

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Mental Health Care Costs

Mental healthcare in the Netherlands is covered under the basic insurance package but is subject to the annual deductible (eigen risico) of €385. The system distinguishes between generalist basic ment...

Covered by Basic Insurance

Yes (with referral)

Annual Deductible Applies

€385

Private Session Cost

€80–€140

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Hospital Care Costs

Hospital care in the Netherlands is covered under the basic health insurance package, with patients only responsible for the annual deductible of €385 (after which the insurer covers 100% of basic pac...

Patient Cost After Deductible

€0 (fully covered)

Avg Hospital Stay Cost

€5,000–€8,000

Hip Replacement

€12,000–€16,000

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Prescription Drug Costs

Prescription drugs in the Netherlands are covered under the basic health insurance package, subject to the annual deductible of €385. The Dutch government maintains a comprehensive drug reimbursement ...

Covered by Basic Insurance

Yes (with deductible)

Generic Prescription Rate

75%

Avg Monthly Drug Spending (Insured)

€15–€30

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GP Visits (Huisarts)

GP (huisarts) visits in the Netherlands are fully covered under the basic health insurance package and are exempt from the annual deductible, meaning patients pay nothing out of pocket for standard GP...

Cost to Patient

€0 (no deductible)

Avg Consultation Length

10 minutes

Avg Patients Per GP

2,200

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Comparar con Otros Países

Datos obtenidos de Zorginstituut Nederland, Rijksinstituut voor Volksgezondheid en Milieu (RIVM), Nederlandse Zorgautoriteit (NZa), Centraal Bureau voor de Statistiek (CBS). Última actualización: 2026-03-01. Esta información es solo con fines educativos y no constituye asesoramiento médico.