Costos de Salud en Netherlands 2026
Comprehensive guide to healthcare costs and the health system in Netherlands (Europe).
Sistema de Salud
Mandatory Private Insurance (Zorgverzekeringswet)
Moneda
€ (EUR)
Continente
Europe
Temas de Salud en Netherlands
Mandatory Health Insurance (Zorgverzekeringswet)
The Netherlands operates a mandatory private health insurance system under the Zorgverzekeringswet (Zvw), enacted in 2006. Every resident is legally required to purchase a basic health insurance packa...
Avg Monthly Premium
€120–€140
Annual Deductible (Eigen Risico)
€385
Max Voluntary Deductible
€885
Dental Care Costs
Dental care for adults is not covered under the Dutch basic health insurance package, making it one of the most significant out-of-pocket healthcare expenses. A standard dental checkup costs approxima...
Adult Dental Checkup
€50–€80
Checkup + Cleaning
€50–€150
Filling Cost
€60–€150
Mental Health Care Costs
Mental healthcare in the Netherlands is covered under the basic insurance package but is subject to the annual deductible (eigen risico) of €385. The system distinguishes between generalist basic ment...
Covered by Basic Insurance
Yes (with referral)
Annual Deductible Applies
€385
Private Session Cost
€80–€140
Hospital Care Costs
Hospital care in the Netherlands is covered under the basic health insurance package, with patients only responsible for the annual deductible of €385 (after which the insurer covers 100% of basic pac...
Patient Cost After Deductible
€0 (fully covered)
Avg Hospital Stay Cost
€5,000–€8,000
Hip Replacement
€12,000–€16,000
Prescription Drug Costs
Prescription drugs in the Netherlands are covered under the basic health insurance package, subject to the annual deductible of €385. The Dutch government maintains a comprehensive drug reimbursement ...
Covered by Basic Insurance
Yes (with deductible)
Generic Prescription Rate
75%
Avg Monthly Drug Spending (Insured)
€15–€30
GP Visits (Huisarts)
GP (huisarts) visits in the Netherlands are fully covered under the basic health insurance package and are exempt from the annual deductible, meaning patients pay nothing out of pocket for standard GP...
Cost to Patient
€0 (no deductible)
Avg Consultation Length
10 minutes
Avg Patients Per GP
2,200
Comparar con Otros Países
Australia
Oceania
Medicare (Universal) + Private Health Insurance
Canada
North America
Medicare - Universal Single-Payer (Provincial)
Denmark
Europe
Tax-Funded Universal Healthcare
France
Europe
Assurance Maladie + Mutuelle (Complementary)
Germany
Europe
Statutory Health Insurance (GKV) + Private (PKV)
India
Asia
Ayushman Bharat + Private
Datos obtenidos de Zorginstituut Nederland, Rijksinstituut voor Volksgezondheid en Milieu (RIVM), Nederlandse Zorgautoriteit (NZa), Centraal Bureau voor de Statistiek (CBS). Última actualización: 2026-03-01. Esta información es solo con fines educativos y no constituye asesoramiento médico.