Zorgkosten in Netherlands 2026

The Netherlands operates a mandatory private health insurance system under the Zorgverzekeringswet (Zvw), enacted in 2006. Every resident is legally required to purchase a basic health insurance packa...

Dental care for adults is not covered under the Dutch basic health insurance package, making it one of the most significant out-of-pocket healthcare expenses. A standard dental checkup costs approxima...

Mental healthcare in the Netherlands is covered under the basic insurance package but is subject to the annual deductible (eigen risico) of €385. The system distinguishes between generalist basic ment...

Hospital care in the Netherlands is covered under the basic health insurance package, with patients only responsible for the annual deductible of €385 (after which the insurer covers 100% of basic pac...

Prescription drugs in the Netherlands are covered under the basic health insurance package, subject to the annual deductible of €385. The Dutch government maintains a comprehensive drug reimbursement ...

GP (huisarts) visits in the Netherlands are fully covered under the basic health insurance package and are exempt from the annual deductible, meaning patients pay nothing out of pocket for standard GP...