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Coûts de Santé en France 2026

Comprehensive guide to healthcare costs and the health system in France (Europe).

Système de Santé

Assurance Maladie + Mutuelle (Complementary)

Devise

€ (EUR)

Continent

Europe

Sujets de Santé en France

Dépassements d'Honoraires (Extra Billing)

One of the most distinctive and controversial aspects of French healthcare is the system of dépassements d'honoraires, whereby doctors in Sector 2 (secteur 2) are permitted to charge fees above the st...

Sector 1 GP Tariff

€26.50

Avg Sector 2 Surplus

56% above tariff

Specialist Consultation Range

€50–€150

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Mutuelle (Complementary Insurance) Costs

In France, the Assurance Maladie typically reimburses 70% of the official tariff for doctor visits and 80% for hospital costs, with the remaining portion (ticket modérateur) paid by the patient. To co...

Avg Individual Premium

€30–€100/month

Avg Family Premium

€80–€250/month

Population with Mutuelle

96%

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Dental Care Costs

Dental care in France underwent a major reform with the '100% Santé' programme, introduced in 2020, which created a basket of dental prosthetics (crowns, bridges, and dentures) that are fully reimburs...

100% Santé Crown Cost

€500 (fully covered)

Mid-Range Crown

€550–€700

Premium Crown

€700–€1,000

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Hospital Costs

Hospital care in France is covered at 80% by the Assurance Maladie for most stays, with the remaining 20% (ticket modérateur) typically covered by the patient's mutuelle. For stays exceeding 30 days, ...

Assurance Maladie Coverage

80% (standard stays)

Daily Hospital Flat Fee

€20/day

Psychiatric Daily Fee

€15/day

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Mental Health Care

Mental healthcare in France is covered by the Assurance Maladie, with psychiatric consultations reimbursed at 70% of the official tariff (€55.70 for a psychiatrist consultation). The remaining 30% is ...

Psychiatrist Tariff

€55.70

MonParcoursPsy Sessions

8/year (reimbursed)

Psychologist Session (MonParcoursPsy)

€30–€40

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Elder Care (Prise en Charge de la Dépendance)

Elder care in France is supported through the Allocation Personnalisée d'Autonomie (APA), a means-tested benefit available to all residents aged 60+ with a documented loss of autonomy. The APA provide...

APA Benefit (GIR 1, Max)

€1,914/month

APA Benefit (GIR 4)

~€750/month

EHPAD Monthly Cost (Avg)

€2,000–€3,500

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Comparer avec d'Autres Pays

Données provenant de DREES (Direction de la recherche, des études, de l'évaluation et des statistiques), Assurance Maladie, INSEE, Complémentaire Santé Solidaire. Dernière mise à jour : 2026-03-01. Ces informations sont à titre éducatif uniquement et ne constituent pas un avis médical.