대장내시경 비용은 얼마인가요?
A colonoscopy is a procedure that allows a doctor to examine the inner lining of the large intestine using a thin, flexible tube with a camera. It is commonly used for colorectal cancer screening and to investigate digestive symptoms.
보험 미가입
$2,750
보험 가입
$825
메디케어
$630
전국 평균
$2,000
By Elena Bellini, MPH, Health Policy & Management · Last reviewed 2026-04-16 ·
Sources: CMS Medicare Provider Utilization and Payment Data 2025 · Methodology · Editorial standards 개요
A colonoscopy is an endoscopic examination of the colon and the terminal portion of the small intestine using a flexible fiberoptic camera. It is the gold-standard screening test for colorectal cancer — the second-leading cause of cancer death in the United States — and also the principal diagnostic tool for evaluating chronic diarrhea, iron-deficiency anemia, inflammatory bowel disease, and unexplained abdominal symptoms. The procedure itself takes 20–40 minutes under conscious sedation or monitored anesthesia. Bowel preparation the day before is the most arduous part for most patients. The U.S. Preventive Services Task Force recommends routine screening colonoscopies starting at age 45 for average-risk adults, repeated every 10 years if no polyps are found. The total billed amount typically includes separate charges for the gastroenterologist, the facility, the anesthesiologist, and — if polyps are removed — a pathology fee.
비용에 영향을 미치는 요소
- Screening vs diagnostic: a preventive screening colonoscopy is covered in full by most ACA-compliant plans; a diagnostic colonoscopy (for symptoms or follow-up) is subject to cost-sharing.
- Polypectomy during the procedure: removal of polyps changes the CPT code and can convert a screening procedure into a diagnostic one for billing purposes, triggering cost-sharing.
- Site of service: ambulatory surgery centers typically bill 30–50% less than hospital outpatient departments.
- Anesthesia: propofol administered by a dedicated anesthesiologist adds cost versus conscious sedation delivered by the gastroenterologist.
- Pathology fees: every polyp submitted adds a separate pathology CPT charge.
- In-network status of the anesthesiologist and pathologist, who are sometimes out-of-network even at an in-network facility (protected by the No Surprises Act).
절약 방법
- Confirm that the appointment is coded as preventive screening if you qualify — federal rules require no cost-sharing for screening colonoscopies under ACA plans, including when polyps are incidentally removed.
- Ask the facility whether an ambulatory surgery center is available rather than hospital outpatient.
- Verify the anesthesiologist and pathologist are in-network before the procedure.
- For self-pay patients, request the Good Faith Estimate and ask whether conscious sedation is available as a lower-cost anesthesia option.
- If you are offered virtual (CT) colonography or a FIT/Cologuard stool test, ask which is most appropriate clinically — these alternatives can be substantially cheaper but have different sensitivity profiles.
- Obtain all bills (facility, gastroenterologist, anesthesia, pathology) and reconcile against the Explanation of Benefits; coding errors are common.
보험 및 보장 참고사항
Under the Affordable Care Act, screening colonoscopies (including bowel prep medications and polyp removal during a screening procedure) are covered with no cost-sharing by most commercial plans, Medicare, and Medicaid expansion programs. A HHS clarification closed the 'surprise polyp bill' loophole for most patients. Diagnostic colonoscopies — performed for symptoms or as surveillance after prior polyps — are covered but subject to deductible, copay, and coinsurance. Medicare covers screening colonoscopy every 10 years for average-risk patients (every 2 years for high-risk) at no cost-sharing. Always confirm with your plan whether the appointment is being coded as screening or diagnostic before the procedure.
Data sources for this page
Cost figures on this page are compiled from the following sources, triangulated per the rules in our methodology:
- CMS Medicare Provider Utilization and Payment Data 2025 — primary CMS reference used as the Medicare-rate anchor.
- Hospital Price Transparency machine-readable files (HPT MRFs) from a sample of major hospitals in each state, per the federal Hospital Price Transparency rule.
- Transparency in Coverage payer in-network rate files for commercial-rate cross-validation.
- State All-Payer Claims Database (APCD) summaries where published (Colorado, New Hampshire, Massachusetts, Minnesota, Maine, Utah, Vermont, Rhode Island, Washington, Oregon).
Last reviewed 2026-04-16. See editorial standards for our fact-checking process and correction policy.
Range: $2,000 to $3,780 · 50 states shown
주별 비용
| 주 | 보험 미가입 | 보험 가입 | 메디케어 |
|---|---|---|---|
| Mississippi | $2,000 | $600 | $460 |
| Arkansas | $2,060 | $618 | $473 |
| West Virginia | $2,060 | $618 | $473 |
| Oklahoma | $2,100 | $630 | $483 |
| Alabama | $2,130 | $639 | $488 |
| Kentucky | $2,320 | $696 | $533 |
| Louisiana | $2,370 | $711 | $545 |
| Iowa | $2,400 | $720 | $552 |
| New Mexico | $2,400 | $720 | $552 |
| South Carolina | $2,400 | $720 | $552 |
| South Dakota | $2,400 | $720 | $552 |
| Kansas | $2,430 | $729 | $558 |
| North Dakota | $2,430 | $729 | $558 |
| Idaho | $2,470 | $741 | $567 |
| Nebraska | $2,470 | $741 | $567 |
| Tennessee | $2,480 | $744 | $570 |
| Indiana | $2,560 | $768 | $588 |
| Missouri | $2,560 | $768 | $588 |
| Utah | $2,560 | $768 | $588 |
| Wyoming | $2,560 | $768 | $588 |
| Georgia | $2,590 | $777 | $595 |
| North Carolina | $2,590 | $777 | $595 |
| Michigan | $2,620 | $786 | $602 |
| Montana | $2,620 | $786 | $602 |
| Arizona | $2,680 | $804 | $616 |
| Ohio | $2,710 | $813 | $623 |
| Wisconsin | $2,710 | $813 | $623 |
| Maine | $2,720 | $816 | $625 |
| Texas | $2,750 | $825 | $632 |
| Florida | $2,800 | $840 | $644 |
| Minnesota | $2,800 | $840 | $644 |
| Illinois | $2,830 | $849 | $650 |
| Pennsylvania | $2,830 | $849 | $650 |
| Delaware | $2,870 | $861 | $659 |
| Nevada | $2,870 | $861 | $659 |
| Vermont | $2,870 | $861 | $659 |
| Virginia | $2,870 | $861 | $659 |
| Colorado | $2,920 | $876 | $671 |
| New Hampshire | $2,920 | $876 | $671 |
| Oregon | $2,950 | $885 | $678 |
| Maryland | $3,030 | $909 | $696 |
| Rhode Island | $3,080 | $924 | $707 |
| Washington | $3,080 | $924 | $707 |
| Connecticut | $3,300 | $990 | $759 |
| New Jersey | $3,300 | $990 | $759 |
| California | $3,630 | $1,089 | $833 |
| Massachusetts | $3,660 | $1,098 | $841 |
| Alaska | $3,710 | $1,113 | $851 |
| New York | $3,740 | $1,122 | $859 |
| Hawaii | $3,780 | $1,134 | $868 |
자주 묻는 질문
보험 없이 대장내시경 비용은 얼마인가요?
미국에서 대장내시경의 보험 미가입 평균 비용은 $2,750입니다. 주에 따라 비용이 크게 달라집니다.
보험이 대장내시경을(를) 보장하나요?
대부분의 건강보험은 의학적으로 필요한 경우 대장내시경을(를) 보장합니다. 보험 적용 시 평균 본인부담금은 $825입니다.
메디케어가 대장내시경을(를) 보장하나요?
메디케어 파트 B는 일반적으로 의사의 처방이 있을 때 대장내시경을(를) 보장합니다. 메디케어 승인 평균 금액은 $630입니다.
Elena Bellini 검토 · 마지막 검토: 2026-04-16
데이터 출처: CMS Medicare Provider Utilization and Payment Data 2025. 최종 업데이트: 2026-03-01. 이 정보는 교육 목적으로만 제공되며 의료 조언이 아닙니다. 본 웹사이트는 정보 제공 목적으로만 운영되며 의료 조언이 아닙니다. 항상 자격을 갖춘 의료 전문가와 상담하세요.