How Much Does Genetic Testing (BRCA/Cancer Panel) Cost?
Genetic testing for BRCA and other cancer-related gene mutations analyzes DNA to identify inherited mutations that significantly increase the risk of breast, ovarian, and other cancers. Results help guide preventive care, screening schedules, and treatment decisions.
Without Insurance
$2,000
With Insurance
$300
Medicare
$250
National Average
$850
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $1,460 | $219 | $182 |
| Arkansas | $1,500 | $225 | $188 |
| West Virginia | $1,500 | $225 | $188 |
| Alabama | $1,560 | $234 | $195 |
| Oklahoma | $1,560 | $234 | $195 |
| Kentucky | $1,700 | $255 | $212 |
| Louisiana | $1,720 | $258 | $215 |
| Iowa | $1,760 | $264 | $220 |
| New Mexico | $1,760 | $264 | $220 |
| South Carolina | $1,760 | $264 | $220 |
| South Dakota | $1,760 | $264 | $220 |
| Kansas | $1,780 | $267 | $222 |
| North Dakota | $1,780 | $267 | $222 |
| Idaho | $1,800 | $270 | $225 |
| Nebraska | $1,800 | $270 | $225 |
| Tennessee | $1,800 | $270 | $225 |
| Indiana | $1,860 | $279 | $232 |
| Missouri | $1,860 | $279 | $232 |
| Utah | $1,860 | $279 | $232 |
| Wyoming | $1,860 | $279 | $232 |
| Georgia | $1,880 | $282 | $235 |
| North Carolina | $1,880 | $282 | $235 |
| Michigan | $1,900 | $285 | $238 |
| Montana | $1,900 | $285 | $238 |
| Arizona | $1,960 | $294 | $245 |
| Ohio | $1,960 | $294 | $245 |
| Wisconsin | $1,960 | $294 | $245 |
| Maine | $1,980 | $297 | $248 |
| Texas | $1,980 | $297 | $248 |
| Florida | $2,020 | $303 | $252 |
| Minnesota | $2,020 | $303 | $252 |
| Illinois | $2,060 | $309 | $258 |
| Pennsylvania | $2,060 | $309 | $258 |
| Delaware | $2,080 | $312 | $260 |
| Nevada | $2,080 | $312 | $260 |
| Vermont | $2,080 | $312 | $260 |
| Virginia | $2,080 | $312 | $260 |
| Colorado | $2,120 | $318 | $265 |
| New Hampshire | $2,120 | $318 | $265 |
| Oregon | $2,120 | $318 | $265 |
| Maryland | $2,200 | $330 | $275 |
| Rhode Island | $2,220 | $333 | $278 |
| Washington | $2,220 | $333 | $278 |
| Connecticut | $2,400 | $360 | $300 |
| New Jersey | $2,400 | $360 | $300 |
| California | $2,620 | $393 | $328 |
| Massachusetts | $2,660 | $399 | $332 |
| Alaska | $2,700 | $405 | $338 |
| New York | $2,700 | $405 | $338 |
| Hawaii | $2,760 | $414 | $345 |
Frequently Asked Questions
How much does genetic testing (brca/cancer panel) cost without insurance?
The average cost of genetic testing (brca/cancer panel) without insurance in the United States is $2,000. Costs vary significantly by state.
Does insurance cover genetic testing (brca/cancer panel)?
Most health insurance plans cover genetic testing (brca/cancer panel) when medically necessary. With insurance, the average out-of-pocket cost is $300.
Does Medicare cover genetic testing (brca/cancer panel)?
Medicare Part B typically covers genetic testing (brca/cancer panel) when ordered by a doctor. The average Medicare-approved amount is $250.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.