How Much Does Physical Therapy Session Cost?
A physical therapy session involves evaluation and treatment by a licensed physical therapist to restore movement, reduce pain, and improve function after injury, surgery, or due to chronic conditions.
Without Insurance
$150
With Insurance
$50
Medicare
$35
National Average
$110
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $108 | $36 | $25 |
| Arkansas | $110 | $36 | $26 |
| West Virginia | $110 | $36 | $26 |
| Oklahoma | $112 | $37 | $26 |
| Alabama | $115 | $38 | $27 |
| Kentucky | $125 | $41 | $29 |
| Louisiana | $128 | $42 | $30 |
| Iowa | $130 | $43 | $30 |
| Kansas | $132 | $44 | $31 |
| New Mexico | $132 | $44 | $31 |
| North Dakota | $132 | $44 | $31 |
| South Carolina | $132 | $44 | $31 |
| South Dakota | $132 | $44 | $31 |
| Idaho | $135 | $45 | $31 |
| Nebraska | $135 | $45 | $31 |
| Tennessee | $135 | $45 | $31 |
| Indiana | $138 | $46 | $32 |
| Georgia | $140 | $46 | $33 |
| Missouri | $140 | $46 | $33 |
| Utah | $140 | $46 | $33 |
| Wyoming | $140 | $46 | $33 |
| Michigan | $142 | $47 | $33 |
| Montana | $142 | $47 | $33 |
| North Carolina | $142 | $47 | $33 |
| Arizona | $145 | $48 | $34 |
| Maine | $148 | $49 | $34 |
| Ohio | $148 | $49 | $34 |
| Wisconsin | $148 | $49 | $34 |
| Texas | $150 | $50 | $35 |
| Florida | $152 | $50 | $35 |
| Minnesota | $152 | $50 | $35 |
| Delaware | $155 | $51 | $36 |
| Illinois | $155 | $51 | $36 |
| Pennsylvania | $155 | $51 | $36 |
| Nevada | $158 | $52 | $37 |
| Vermont | $158 | $52 | $37 |
| Virginia | $158 | $52 | $37 |
| Colorado | $160 | $53 | $37 |
| New Hampshire | $160 | $53 | $37 |
| Oregon | $162 | $53 | $38 |
| Maryland | $168 | $55 | $39 |
| Rhode Island | $168 | $55 | $39 |
| Washington | $168 | $55 | $39 |
| Connecticut | $180 | $59 | $42 |
| New Jersey | $182 | $60 | $42 |
| California | $198 | $65 | $46 |
| Massachusetts | $200 | $66 | $46 |
| Alaska | $205 | $68 | $48 |
| New York | $205 | $68 | $48 |
| Hawaii | $210 | $69 | $49 |
Frequently Asked Questions
How much does physical therapy session cost without insurance?
The average cost of physical therapy session without insurance in the United States is $150. Costs vary significantly by state.
Does insurance cover physical therapy session?
Most health insurance plans cover physical therapy session when medically necessary. With insurance, the average out-of-pocket cost is $50.
Does Medicare cover physical therapy session?
Medicare Part B typically covers physical therapy session when ordered by a doctor. The average Medicare-approved amount is $35.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.