How Much Does Physical Therapy Session Cost in New York?
The average cost of physical therapy session in New York is $205 without insurance. With insurance, you can expect to pay around $68 — saving 67%.
Without Insurance
$205
With Insurance
$68
Medicare
$48
National Average
$110
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| New York City | $230 | $76 | $53 |
| Buffalo | $170 | $56 | $39 |
| Rochester | $165 | $54 | $38 |
| Albany | $175 | $58 | $41 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.