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How Much Does Shoulder Replacement Cost in {state}?

The average cost of shoulder replacement in Kentucky is $25,500 without insurance. With insurance, you can expect to pay around $5,100 — saving 80%.

Without Insurance

$25,500

With Insurance

$5,100

Medicare

$4,250

National Average

$13,667

Cost by City

City Without Insurance With Insurance Medicare
Louisville $27,000 $5,400 $4,500
Lexington $26,300 $5,250 $4,400

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.