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How Much Does C-Section (Cesarean Delivery) Cost?

A cesarean section (C-section) is a surgical procedure to deliver a baby through incisions in the abdomen and uterus. It may be planned or performed as an emergency procedure. Costs are higher than vaginal delivery due to the surgical nature and longer hospital stay (typically 3-4 days).

Without Insurance

$22,000

With Insurance

$3,500

Medicare

$2,800

Cost by State

State Without Insurance With Insurance Medicare
Mississippi $16,500 $2,600 $2,100
Arkansas $17,200 $2,700 $2,200
Oklahoma $17,200 $2,700 $2,200
West Virginia $17,600 $2,800 $2,200
Alabama $18,000 $2,900 $2,300
Louisiana $18,300 $2,900 $2,300
Kentucky $18,500 $2,900 $2,400
South Dakota $18,500 $2,900 $2,400
Iowa $18,700 $3,000 $2,400
New Mexico $18,700 $3,000 $2,400
South Carolina $18,700 $3,000 $2,400
Kansas $18,900 $3,000 $2,400
Nebraska $19,100 $3,000 $2,400
Idaho $19,400 $3,100 $2,500
Missouri $19,400 $3,100 $2,500
North Dakota $19,400 $3,100 $2,500
Tennessee $19,400 $3,100 $2,500
Indiana $19,800 $3,200 $2,500
Utah $19,800 $3,200 $2,500
Wyoming $19,800 $3,200 $2,500
Ohio $20,000 $3,200 $2,500
Georgia $20,200 $3,200 $2,600
Montana $20,200 $3,200 $2,600
Michigan $20,500 $3,300 $2,600
North Carolina $20,500 $3,300 $2,600
Arizona $20,900 $3,300 $2,700
Texas $20,900 $3,300 $2,700
Wisconsin $20,900 $3,300 $2,700
Florida $22,400 $3,600 $2,900
Maine $22,400 $3,600 $2,900
Delaware $23,100 $3,700 $2,900
Minnesota $23,100 $3,700 $2,900
Nevada $23,100 $3,700 $2,900
Pennsylvania $23,100 $3,700 $2,900
Vermont $23,100 $3,700 $2,900
Colorado $23,800 $3,800 $3,000
Virginia $23,800 $3,800 $3,000
Illinois $24,200 $3,900 $3,100
New Hampshire $24,200 $3,900 $3,100
Oregon $24,200 $3,900 $3,100
Rhode Island $24,600 $3,900 $3,100
Maryland $25,300 $4,000 $3,200
Washington $25,300 $4,000 $3,200
New Jersey $26,800 $4,300 $3,400
Alaska $27,500 $4,400 $3,500
Hawaii $28,200 $4,500 $3,600
Connecticut $28,600 $4,600 $3,600
Massachusetts $29,000 $4,600 $3,700
California $29,700 $4,700 $3,800
New York $30,800 $4,900 $3,900

Frequently Asked Questions

How much does c-section (cesarean delivery) cost without insurance?

The average cost of c-section (cesarean delivery) without insurance in the United States is $22,000. Costs vary significantly by state.

Does insurance cover c-section (cesarean delivery)?

Most health insurance plans cover c-section (cesarean delivery) when medically necessary. With insurance, the average out-of-pocket cost is $3,500.

Does Medicare cover c-section (cesarean delivery)?

Medicare Part B typically covers c-section (cesarean delivery) when ordered by a doctor. The average Medicare-approved amount is $2,800.

What additional costs should I expect beyond c-section (cesarean delivery)?

Additional costs may include prenatal testing, anesthesia fees, newborn care, extended hospital stays, and any complications. These can add $1,000 to $5,000 or more.

Data sourced from FAIR Health Consumer & CMS Medicare Provider Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.