How Much Does C-Section (Cesarean Delivery) Cost?
A cesarean section (C-section) is a surgical procedure to deliver a baby through incisions in the abdomen and uterus. It may be planned or performed as an emergency procedure. Costs are higher than vaginal delivery due to the surgical nature and longer hospital stay (typically 3-4 days).
Without Insurance
$22,000
With Insurance
$3,500
Medicare
$2,800
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $16,500 | $2,600 | $2,100 |
| Arkansas | $17,200 | $2,700 | $2,200 |
| Oklahoma | $17,200 | $2,700 | $2,200 |
| West Virginia | $17,600 | $2,800 | $2,200 |
| Alabama | $18,000 | $2,900 | $2,300 |
| Louisiana | $18,300 | $2,900 | $2,300 |
| Kentucky | $18,500 | $2,900 | $2,400 |
| South Dakota | $18,500 | $2,900 | $2,400 |
| Iowa | $18,700 | $3,000 | $2,400 |
| New Mexico | $18,700 | $3,000 | $2,400 |
| South Carolina | $18,700 | $3,000 | $2,400 |
| Kansas | $18,900 | $3,000 | $2,400 |
| Nebraska | $19,100 | $3,000 | $2,400 |
| Idaho | $19,400 | $3,100 | $2,500 |
| Missouri | $19,400 | $3,100 | $2,500 |
| North Dakota | $19,400 | $3,100 | $2,500 |
| Tennessee | $19,400 | $3,100 | $2,500 |
| Indiana | $19,800 | $3,200 | $2,500 |
| Utah | $19,800 | $3,200 | $2,500 |
| Wyoming | $19,800 | $3,200 | $2,500 |
| Ohio | $20,000 | $3,200 | $2,500 |
| Georgia | $20,200 | $3,200 | $2,600 |
| Montana | $20,200 | $3,200 | $2,600 |
| Michigan | $20,500 | $3,300 | $2,600 |
| North Carolina | $20,500 | $3,300 | $2,600 |
| Arizona | $20,900 | $3,300 | $2,700 |
| Texas | $20,900 | $3,300 | $2,700 |
| Wisconsin | $20,900 | $3,300 | $2,700 |
| Florida | $22,400 | $3,600 | $2,900 |
| Maine | $22,400 | $3,600 | $2,900 |
| Delaware | $23,100 | $3,700 | $2,900 |
| Minnesota | $23,100 | $3,700 | $2,900 |
| Nevada | $23,100 | $3,700 | $2,900 |
| Pennsylvania | $23,100 | $3,700 | $2,900 |
| Vermont | $23,100 | $3,700 | $2,900 |
| Colorado | $23,800 | $3,800 | $3,000 |
| Virginia | $23,800 | $3,800 | $3,000 |
| Illinois | $24,200 | $3,900 | $3,100 |
| New Hampshire | $24,200 | $3,900 | $3,100 |
| Oregon | $24,200 | $3,900 | $3,100 |
| Rhode Island | $24,600 | $3,900 | $3,100 |
| Maryland | $25,300 | $4,000 | $3,200 |
| Washington | $25,300 | $4,000 | $3,200 |
| New Jersey | $26,800 | $4,300 | $3,400 |
| Alaska | $27,500 | $4,400 | $3,500 |
| Hawaii | $28,200 | $4,500 | $3,600 |
| Connecticut | $28,600 | $4,600 | $3,600 |
| Massachusetts | $29,000 | $4,600 | $3,700 |
| California | $29,700 | $4,700 | $3,800 |
| New York | $30,800 | $4,900 | $3,900 |
Frequently Asked Questions
How much does c-section (cesarean delivery) cost without insurance?
The average cost of c-section (cesarean delivery) without insurance in the United States is $22,000. Costs vary significantly by state.
Does insurance cover c-section (cesarean delivery)?
Most health insurance plans cover c-section (cesarean delivery) when medically necessary. With insurance, the average out-of-pocket cost is $3,500.
Does Medicare cover c-section (cesarean delivery)?
Medicare Part B typically covers c-section (cesarean delivery) when ordered by a doctor. The average Medicare-approved amount is $2,800.
What additional costs should I expect beyond c-section (cesarean delivery)?
Additional costs may include prenatal testing, anesthesia fees, newborn care, extended hospital stays, and any complications. These can add $1,000 to $5,000 or more.
Data sourced from FAIR Health Consumer & CMS Medicare Provider Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.