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How Much Does Memory Care (Alzheimer's/Dementia) Cost in Kentucky?

The average cost of memory care (alzheimer's/dementia) in Kentucky is $5,525/mo ($66,300/yr), which is 15% below the national average.

Monthly Cost

$5,525/mo

Annual Cost

$66,300/yr

National Average

$6,500/mo

Cost by City

City Monthly Cost Annual Cost Difference
Louisville $5,746/mo $68,952/yr +4.0%
Lexington $5,470/mo $65,640/yr -1.0%
Bowling Green $5,359/mo $64,308/yr -3.0%

Nearby States

Medicaid Coverage — Kentucky

Medicaid accepted in this state Kentucky accepts Medicaid for memory care (alzheimer's/dementia) services.

  • Medicaid eligibility requirements vary — income and asset limits apply.
  • Many states offer Home and Community-Based Services (HCBS) waiver programs.
  • Contact your local Area Agency on Aging for application assistance.

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.