How Much Does Nursing Home Care Cost in Kentucky?
The average cost of nursing home care in Kentucky is $7,732/mo ($92,784/yr), which is 14.4% below the national average.
Monthly Cost
$7,732/mo
Annual Cost
$92,784/yr
Daily Rate
$254/day
National Average
$9,034/mo
Cost by City
| City | Monthly Cost | Annual Cost | Difference |
|---|---|---|---|
| Louisville | $8,000/mo | $96,000/yr | +3.5% |
| Lexington | $7,600/mo | $91,200/yr | -1.7% |
| Bowling Green | $7,500/mo | $90,000/yr | -3.0% |
Nearby States
Medicaid Coverage — Kentucky
Medicaid accepted in this state Kentucky accepts Medicaid for nursing home care services.
- Medicaid eligibility requirements vary — income and asset limits apply.
- Many states offer Home and Community-Based Services (HCBS) waiver programs.
- Contact your local Area Agency on Aging for application assistance.
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.