How Much Does Nursing Home Care Cost in Maryland?
The average cost of nursing home care in Maryland is $10,693/mo ($128,316/yr), which is 18.4% above the national average.
Monthly Cost
$10,693/mo
Annual Cost
$128,316/yr
Daily Rate
$352/day
National Average
$9,034/mo
Cost by City
| City | Monthly Cost | Annual Cost | Difference |
|---|---|---|---|
| Baltimore | $10,500/mo | $126,000/yr | -1.8% |
| Bethesda | $11,200/mo | $134,400/yr | +4.7% |
| Silver Spring | $10,900/mo | $130,800/yr | +1.9% |
Nearby States
Medicaid Coverage — Maryland
Medicaid accepted in this state Maryland accepts Medicaid for nursing home care services.
- Medicaid eligibility requirements vary — income and asset limits apply.
- Many states offer Home and Community-Based Services (HCBS) waiver programs.
- Contact your local Area Agency on Aging for application assistance.
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from Genworth/CareScout Cost of Care Survey 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice.