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How Much Does ACL Reconstruction Cost in {state}?

The average cost of acl reconstruction in Indiana is $23,300 without insurance. With insurance, you can expect to pay around $3,700 — saving 84%.

Without Insurance

$23,300

With Insurance

$3,700

Medicare

$3,250

National Average

$10,833

Cost by City

City Without Insurance With Insurance Medicare
Indianapolis $24,500 $3,900 $3,400
Fort Wayne $22,600 $3,600 $3,150
Evansville $22,400 $3,550 $3,100

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.