How Much Does ACL Reconstruction Cost in New York?
The average cost of acl reconstruction in New York is $33,800 without insurance. With insurance, you can expect to pay around $5,400 — saving 84%.
Without Insurance
$33,800
With Insurance
$5,400
Medicare
$4,750
National Average
$10,833
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| New York City | $37,500 | $6,000 | $5,250 |
| Buffalo | $28,100 | $4,500 | $3,950 |
| Rochester | $27,400 | $4,350 | $3,850 |
| Albany | $28,700 | $4,600 | $4,050 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.