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How Much Does Heart Valve Replacement Cost in Illinois?

The average cost of heart valve replacement in Illinois is $175,100 without insurance. With insurance, you can expect to pay around $25,800 — saving 85%.

Without Insurance

$175,100

With Insurance

$25,800

Medicare

$18,500

National Average

$71,000

Cost by City

City Without Insurance With Insurance Medicare
Chicago $192,600 $28,400 $20,400
Springfield $162,800 $24,000 $17,200
Rockford $157,600 $23,200 $16,700

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.