How Much Does Heart Valve Replacement Cost?
Heart valve replacement surgery involves removing a damaged or diseased heart valve and replacing it with a mechanical or biological prosthetic valve. It is performed to treat severe valve stenosis or regurgitation that cannot be repaired.
Without Insurance
$170,000
With Insurance
$25,000
Medicare
$18,000
National Average
$71,000
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $122,400 | $18,000 | $13,000 |
| Arkansas | $127,500 | $18,800 | $13,500 |
| West Virginia | $127,500 | $18,800 | $13,500 |
| Alabama | $132,600 | $19,500 | $14,000 |
| Oklahoma | $132,600 | $19,500 | $14,000 |
| Kentucky | $144,500 | $21,300 | $15,300 |
| Louisiana | $146,200 | $21,500 | $15,500 |
| Iowa | $149,600 | $22,000 | $15,800 |
| New Mexico | $149,600 | $22,000 | $15,800 |
| South Carolina | $149,600 | $22,000 | $15,800 |
| South Dakota | $149,600 | $22,000 | $15,800 |
| Kansas | $151,300 | $22,300 | $16,000 |
| North Dakota | $151,300 | $22,300 | $16,000 |
| Idaho | $153,000 | $22,500 | $16,200 |
| Nebraska | $153,000 | $22,500 | $16,200 |
| Tennessee | $153,000 | $22,500 | $16,200 |
| Indiana | $158,100 | $23,300 | $16,700 |
| Missouri | $158,100 | $23,300 | $16,700 |
| Utah | $158,100 | $23,300 | $16,700 |
| Wyoming | $158,100 | $23,300 | $16,700 |
| Georgia | $159,800 | $23,500 | $16,900 |
| North Carolina | $159,800 | $23,500 | $16,900 |
| Michigan | $161,500 | $23,800 | $17,100 |
| Montana | $161,500 | $23,800 | $17,100 |
| Arizona | $166,600 | $24,500 | $17,600 |
| Ohio | $166,600 | $24,500 | $17,600 |
| Wisconsin | $166,600 | $24,500 | $17,600 |
| Maine | $168,300 | $24,800 | $17,800 |
| Texas | $168,300 | $24,800 | $17,800 |
| Florida | $171,700 | $25,300 | $18,200 |
| Minnesota | $171,700 | $25,300 | $18,200 |
| Illinois | $175,100 | $25,800 | $18,500 |
| Pennsylvania | $175,100 | $25,800 | $18,500 |
| Delaware | $176,800 | $26,000 | $18,700 |
| Nevada | $176,800 | $26,000 | $18,700 |
| Vermont | $176,800 | $26,000 | $18,700 |
| Virginia | $176,800 | $26,000 | $18,700 |
| Colorado | $180,200 | $26,500 | $19,100 |
| New Hampshire | $180,200 | $26,500 | $19,100 |
| Oregon | $180,200 | $26,500 | $19,100 |
| Maryland | $187,000 | $27,500 | $19,800 |
| Rhode Island | $188,700 | $27,800 | $20,000 |
| Washington | $188,700 | $27,800 | $20,000 |
| Connecticut | $204,000 | $30,000 | $21,600 |
| New Jersey | $204,000 | $30,000 | $21,600 |
| California | $224,400 | $33,000 | $23,800 |
| Massachusetts | $226,100 | $33,300 | $23,900 |
| Alaska | $229,500 | $33,800 | $24,300 |
| New York | $229,500 | $33,800 | $24,300 |
| Hawaii | $234,600 | $34,500 | $24,800 |
Frequently Asked Questions
How much does heart valve replacement cost without insurance?
The average cost of heart valve replacement without insurance in the United States is $170,000. Costs vary significantly by state.
Does insurance cover heart valve replacement?
Most health insurance plans cover heart valve replacement when medically necessary. With insurance, the average out-of-pocket cost is $25,000.
Does Medicare cover heart valve replacement?
Medicare Part B typically covers heart valve replacement when ordered by a doctor. The average Medicare-approved amount is $18,000.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.