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How Much Does Heart Valve Replacement Cost in Virginia?

The average cost of heart valve replacement in Virginia is $176,800 without insurance. With insurance, you can expect to pay around $26,000 — saving 85%.

Without Insurance

$176,800

With Insurance

$26,000

Medicare

$18,700

National Average

$71,000

Cost by City

City Without Insurance With Insurance Medicare
Virginia Beach $178,600 $26,300 $18,900
Richmond $175,000 $25,700 $18,500
Arlington $196,200 $28,900 $20,800

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.