How Much Does IVF (In Vitro Fertilization) Cost in Arizona?
The average cost of ivf (in vitro fertilization) in Arizona is $14,700 without insurance. With insurance, you can expect to pay around $4,900 — saving 67%.
Without Insurance
$14,700
With Insurance
$4,900
Medicare
$0
National Average
$6,667
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Phoenix | $15,288 | $5,096 | $0 |
| Tucson | $14,112 | $4,704 | $0 |
| Mesa | $14,553 | $4,851 | $0 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from American Society for Reproductive Medicine (ASRM) 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.