How Much Does Knee Replacement Surgery Cost in California?
The average cost of knee replacement surgery in California is $46,000 without insurance. With insurance, you can expect to pay around $13,800 — saving 70%.
Without Insurance
$46,000
With Insurance
$13,800
Medicare
$10,500
National Average
$25,000
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Los Angeles | $48,000 | $14,400 | $11,000 |
| San Francisco | $52,000 | $15,600 | $11,900 |
| San Diego | $44,000 | $13,200 | $10,100 |
| Sacramento | $43,000 | $12,900 | $9,800 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.