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How Much Does Knee Replacement Surgery Cost in Maryland?

The average cost of knee replacement surgery in Maryland is $38,500 without insurance. With insurance, you can expect to pay around $11,550 — saving 70%.

Without Insurance

$38,500

With Insurance

$11,550

Medicare

$8,800

National Average

$25,000

Cost by City

City Without Insurance With Insurance Medicare
Baltimore $40,000 $12,000 $9,100
Bethesda $42,000 $12,600 $9,600
Silver Spring $40,500 $12,150 $9,300

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.