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How Much Does Knee Replacement Surgery Cost in Virginia?

The average cost of knee replacement surgery in Virginia is $36,500 without insurance. With insurance, you can expect to pay around $10,950 — saving 70%.

Without Insurance

$36,500

With Insurance

$10,950

Medicare

$8,350

National Average

$25,000

Cost by City

City Without Insurance With Insurance Medicare
Virginia Beach $37,000 $11,100 $8,500
Richmond $36,000 $10,800 $8,200
Arlington $40,500 $12,150 $9,300

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.