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How Much Does Knee Replacement Surgery Cost in Pennsylvania?

The average cost of knee replacement surgery in Pennsylvania is $36,000 without insurance. With insurance, you can expect to pay around $10,800 — saving 70%.

Without Insurance

$36,000

With Insurance

$10,800

Medicare

$8,200

National Average

$25,000

Cost by City

City Without Insurance With Insurance Medicare
Philadelphia $39,000 $11,700 $8,900
Pittsburgh $37,000 $11,100 $8,500
Harrisburg $34,000 $10,200 $7,800

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.