How Much Does Knee Replacement Surgery Cost in New York?
The average cost of knee replacement surgery in New York is $47,500 without insurance. With insurance, you can expect to pay around $14,250 — saving 70%.
Without Insurance
$47,500
With Insurance
$14,250
Medicare
$10,900
National Average
$25,000
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| New York City | $52,500 | $15,750 | $12,000 |
| Buffalo | $39,000 | $11,700 | $8,900 |
| Rochester | $38,000 | $11,400 | $8,700 |
| Albany | $40,000 | $12,000 | $9,100 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.