How Much Does Knee Replacement Surgery Cost in Massachusetts?
The average cost of knee replacement surgery in Massachusetts is $46,500 without insurance. With insurance, you can expect to pay around $13,950 — saving 70%.
Without Insurance
$46,500
With Insurance
$13,950
Medicare
$10,600
National Average
$25,000
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Boston | $50,000 | $15,000 | $11,400 |
| Worcester | $43,000 | $12,900 | $9,800 |
| Cambridge | $49,500 | $14,850 | $11,300 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.