How Much Does Knee Replacement Surgery Cost in Minnesota?
The average cost of knee replacement surgery in Minnesota is $35,500 without insurance. With insurance, you can expect to pay around $10,650 — saving 70%.
Without Insurance
$35,500
With Insurance
$10,650
Medicare
$8,100
National Average
$25,000
Cost by City
| City | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Minneapolis | $37,500 | $11,250 | $8,600 |
| Saint Paul | $36,500 | $10,950 | $8,350 |
| Rochester | $36,000 | $10,800 | $8,200 |
Nearby States
How to Save
- 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
- 2. Compare prices between hospitals and freestanding centers.
- 3. Check if your insurance covers the procedure and what your copay will be.
- 4. Ask about payment plans or financial assistance programs.
- 5. Consider nearby states — prices can vary significantly across state lines.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.