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How Much Does Knee Replacement Surgery Cost in Iowa?

The average cost of knee replacement surgery in Iowa is $30,500 without insurance. With insurance, you can expect to pay around $9,150 — saving 70%.

Without Insurance

$30,500

With Insurance

$9,150

Medicare

$7,000

National Average

$25,000

Cost by City

City Without Insurance With Insurance Medicare
Des Moines $32,000 $9,600 $7,300
Cedar Rapids $29,500 $8,850 $6,750

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.