How Much Does Lipid Panel (Cholesterol Test) Cost?
A lipid panel is a blood test that measures levels of total cholesterol, LDL (bad) cholesterol, HDL (good) cholesterol, and triglycerides. It is used to assess cardiovascular risk and guide treatment decisions for heart disease prevention.
Without Insurance
$100
With Insurance
$10
Medicare
$8
National Average
$39
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $73 | $7 | $6 |
| Arkansas | $75 | $8 | $6 |
| West Virginia | $75 | $8 | $6 |
| Alabama | $78 | $8 | $6 |
| Oklahoma | $78 | $8 | $6 |
| Kentucky | $85 | $8 | $7 |
| Louisiana | $86 | $9 | $7 |
| Iowa | $88 | $9 | $7 |
| New Mexico | $88 | $9 | $7 |
| South Carolina | $88 | $9 | $7 |
| South Dakota | $88 | $9 | $7 |
| Kansas | $89 | $9 | $7 |
| North Dakota | $89 | $9 | $7 |
| Idaho | $90 | $9 | $7 |
| Nebraska | $90 | $9 | $7 |
| Tennessee | $90 | $9 | $7 |
| Indiana | $93 | $9 | $7 |
| Missouri | $93 | $9 | $7 |
| Utah | $93 | $9 | $7 |
| Wyoming | $93 | $9 | $7 |
| Georgia | $94 | $9 | $8 |
| North Carolina | $94 | $9 | $8 |
| Michigan | $95 | $10 | $8 |
| Montana | $95 | $10 | $8 |
| Arizona | $98 | $10 | $8 |
| Ohio | $98 | $10 | $8 |
| Wisconsin | $98 | $10 | $8 |
| Maine | $99 | $10 | $8 |
| Texas | $99 | $10 | $8 |
| Florida | $101 | $10 | $8 |
| Minnesota | $101 | $10 | $8 |
| Illinois | $103 | $10 | $8 |
| Pennsylvania | $103 | $10 | $8 |
| Delaware | $104 | $10 | $8 |
| Nevada | $104 | $10 | $8 |
| Vermont | $104 | $10 | $8 |
| Virginia | $104 | $10 | $8 |
| Colorado | $106 | $11 | $8 |
| New Hampshire | $106 | $11 | $8 |
| Oregon | $106 | $11 | $8 |
| Maryland | $110 | $11 | $9 |
| Rhode Island | $111 | $11 | $9 |
| Washington | $111 | $11 | $9 |
| Connecticut | $120 | $12 | $10 |
| New Jersey | $120 | $12 | $10 |
| California | $131 | $13 | $10 |
| Massachusetts | $133 | $13 | $11 |
| Alaska | $135 | $14 | $11 |
| New York | $135 | $14 | $11 |
| Hawaii | $138 | $14 | $11 |
Frequently Asked Questions
How much does lipid panel (cholesterol test) cost without insurance?
The average cost of lipid panel (cholesterol test) without insurance in the United States is $100. Costs vary significantly by state.
Does insurance cover lipid panel (cholesterol test)?
Most health insurance plans cover lipid panel (cholesterol test) when medically necessary. With insurance, the average out-of-pocket cost is $10.
Does Medicare cover lipid panel (cholesterol test)?
Medicare Part B typically covers lipid panel (cholesterol test) when ordered by a doctor. The average Medicare-approved amount is $8.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.