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How Much Does Mastectomy Cost in New York?

The average cost of mastectomy in New York is $20,300 without insurance. With insurance, you can expect to pay around $3,400 — saving 83%.

Without Insurance

$20,300

With Insurance

$3,400

Medicare

$2,700

National Average

$6,500

Cost by City

City Without Insurance With Insurance Medicare
New York City $22,500 $3,750 $3,000
Buffalo $16,800 $2,800 $2,250
Rochester $16,400 $2,750 $2,200
Albany $17,300 $2,900 $2,300

Nearby States

How to Save

  • 1. Ask for the cash/self-pay price — often 40-60% less than the billed price.
  • 2. Compare prices between hospitals and freestanding centers.
  • 3. Check if your insurance covers the procedure and what your copay will be.
  • 4. Ask about payment plans or financial assistance programs.
  • 5. Consider nearby states — prices can vary significantly across state lines.

Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.