How Much Does Occupational Therapy Session Cost?
An occupational therapy session helps patients develop, recover, or maintain daily living and work skills. Therapists work with individuals recovering from injuries, managing disabilities, or dealing with developmental challenges to improve their ability to perform everyday tasks.
Without Insurance
$150
With Insurance
$30
Medicare
$25
National Average
$68
Cost by State
| State | Without Insurance | With Insurance | Medicare |
|---|---|---|---|
| Mississippi | $110 | $22 | $18 |
| Arkansas | $112 | $22 | $19 |
| West Virginia | $112 | $22 | $19 |
| Alabama | $117 | $23 | $20 |
| Oklahoma | $117 | $23 | $20 |
| Kentucky | $128 | $26 | $21 |
| Louisiana | $129 | $26 | $22 |
| Iowa | $132 | $26 | $22 |
| New Mexico | $132 | $26 | $22 |
| South Carolina | $132 | $26 | $22 |
| South Dakota | $132 | $26 | $22 |
| Kansas | $134 | $27 | $22 |
| North Dakota | $134 | $27 | $22 |
| Idaho | $135 | $27 | $22 |
| Nebraska | $135 | $27 | $22 |
| Tennessee | $135 | $27 | $22 |
| Indiana | $140 | $28 | $23 |
| Missouri | $140 | $28 | $23 |
| Utah | $140 | $28 | $23 |
| Wyoming | $140 | $28 | $23 |
| Georgia | $141 | $28 | $24 |
| North Carolina | $141 | $28 | $24 |
| Michigan | $142 | $28 | $24 |
| Montana | $142 | $28 | $24 |
| Arizona | $147 | $29 | $24 |
| Ohio | $147 | $29 | $24 |
| Wisconsin | $147 | $29 | $24 |
| Maine | $148 | $30 | $25 |
| Texas | $148 | $30 | $25 |
| Florida | $152 | $30 | $25 |
| Minnesota | $152 | $30 | $25 |
| Illinois | $154 | $31 | $26 |
| Pennsylvania | $154 | $31 | $26 |
| Delaware | $156 | $31 | $26 |
| Nevada | $156 | $31 | $26 |
| Vermont | $156 | $31 | $26 |
| Virginia | $156 | $31 | $26 |
| Colorado | $159 | $32 | $26 |
| New Hampshire | $159 | $32 | $26 |
| Oregon | $159 | $32 | $26 |
| Maryland | $165 | $33 | $28 |
| Rhode Island | $167 | $33 | $28 |
| Washington | $167 | $33 | $28 |
| Connecticut | $180 | $36 | $30 |
| New Jersey | $180 | $36 | $30 |
| California | $196 | $39 | $33 |
| Massachusetts | $200 | $40 | $33 |
| Alaska | $202 | $40 | $34 |
| New York | $202 | $40 | $34 |
| Hawaii | $207 | $41 | $34 |
Frequently Asked Questions
How much does occupational therapy session cost without insurance?
The average cost of occupational therapy session without insurance in the United States is $150. Costs vary significantly by state.
Does insurance cover occupational therapy session?
Most health insurance plans cover occupational therapy session when medically necessary. With insurance, the average out-of-pocket cost is $30.
Does Medicare cover occupational therapy session?
Medicare Part B typically covers occupational therapy session when ordered by a doctor. The average Medicare-approved amount is $25.
Data sourced from CMS Medicare Provider Utilization and Payment Data 2025. Last updated: 2026-03-01. This information is for educational purposes only and does not constitute medical advice. This website is for informational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional.